# Which large banks use Alloy?

Source: https://www.bankingnewsai.com/banks/leaders/use-alloy
Last updated: Oct 30, 2026


Checked 2026-10-28 · bank profiles and the Alloy vendor page. Nothing on this page is written by a model: every row is computed from that dataset.

On the public record as of Oct 28, 2026, 5 of the 141 large banks profiled have a dated, sourced profile entry naming Alloy (a use case, a timeline move, a platform note or a vendor-page customer record). Ranked by entries naming Alloy, the top 5 are Eastern Bank (3 entries), Huntington (3 entries), United Community (2 entries), Banc of California (1 entry) and Ally (1 entry). Eastern Bank's strongest evidence: Fraud and identity decisioning in the nCino lending platform (Alloy) (use case, announced, Mar 2, 2026).

## Which of the large banks use Alloy?

| # | Bank | Entries naming Alloy | Strongest entry | Status | Date | On this site | Sources |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | [Eastern Bank](https://www.bankingnewsai.com/banks/eastern) | 3 | Fraud and identity decisioning in the nCino lending platform (Alloy) (use case, announced, Mar 2, 2026) | Announced | Mar 2, 2026 | [Eastern Bank profile](https://www.bankingnewsai.com/banks/eastern#where) | [nCino (GlobeNewswire)](https://globenewswire.com/news-release/2025/11/06/3182452/0/en/nCino-Expands-Offering-with-Eastern-Bank-to-Deliver-Connected-Lending-Experience-Across-Product-Lines.html); [Eastern Bankshares (SEC filings)](https://www.sec.gov/Archives/edgar/data/1810546/000162828026013126/ebc-20251231.htm) |
| 2 | [Huntington](https://www.bankingnewsai.com/banks/huntington) | 3 | Fintech venture studio with Alloy Partners (move, Oct 27, 2025) | Mentioned | Oct 27, 2025 | [Huntington profile](https://www.bankingnewsai.com/banks/huntington#timeline) | [American Banker](https://www.americanbanker.com/news/huntington-bank-launches-fintech-venture-studio); [Alloy Partners (PR Newswire)](https://prnewswire.com/news-releases/alloy-partners-and-huntington-bank-launch-new-venture-studio-to-accelerate-innovation-and-growth-across-banking-302591981.html) |
| 3 | [United Community](https://www.bankingnewsai.com/banks/united-community) | 2 | AI agents in risk and compliance operations — VP of fraud data and technology Micah Weaver joined an Alloy session on AI agents for AML investigation and KYC review… (use case, announced, Aug 15, 2026) | Announced | Aug 15, 2026 | [United Community profile](https://www.bankingnewsai.com/banks/united-community#where) | [American Banker (Partner Insights from Alloy)](https://americanbanker.com/partnerinsights/alloy/webinar/the-backlog-that-never-shrinks-scaling-risk-ops-with-ai) |
| 4 | [Banc of California](https://www.bankingnewsai.com/banks/banc-of-california) | 1 | Customer onboarding across business segments; Alloy quotes Banc of California's SVP head of product and innovation on using its platform. (vendor page, in production, Sep 24, 2026) | In production | Sep 24, 2026 | [Alloy vendor page](https://www.bankingnewsai.com/vendors/alloy) | [Alloy (page marked 'Last updated: July 2026', retrieved 2026-09-24)](https://www.alloy.com/ai-info) |
| 5 | [Ally](https://www.bankingnewsai.com/banks/ally) | 1 | Named as an Alloy client (move, Sep 16, 2020) | Mentioned | Sep 16, 2020 | [Ally profile](https://www.bankingnewsai.com/banks/ally#timeline) | [Alloy (PR Newswire)](https://www.prnewswire.com/news-releases/alloy-secures-40-million-in-series-b-funding-led-by-canapi-ventures-301132043.html) |

## How is this ranked?

Data: the 141 bank profiles on this site (lib/banks), every entry dated and sourced, plus the bank customers listed on the Alloy vendor page (/vendors/alloy).

Rule: A bank is listed when at least one use case, timeline move, platform note, section row, number, quote or leader entry on its profile matches the pattern Alloy, or when the vendor page records it as a customer. Score = number of matching entries. Order: entries, then banks with a matching use case in production, then the newest entry. An entry that only restricts or blocks the vendor's tool is kept, marked "Restricted" and sorted last.

Counts: 5 of 141 profiled banks qualify; 7 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

## What are the caveats?

Naming Alloy on the public record is evidence of a relationship, a pilot or a policy, not of contract size or exclusivity; many banks use several providers and do not name them all.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

## FAQ

### Which bank ranks first?

Eastern Bankshares leads with 3 entries: Fraud and identity decisioning in the nCino lending platform (Alloy) (use case, announced, Mar 2, 2026). Huntington is second with 3.

### How many large banks name Alloy in sourced AI records?

5 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 5 are US banks and 0 non-US groups.

### What counts, and what does not?

A bank is listed when at least one use case, timeline move, platform note, section row, number, quote or leader entry on its profile matches the pattern Alloy, or when the vendor page records it as a customer. Score = number of matching entries. Order: entries, then banks with a matching use case in production, then the newest entry. An entry that only restricts or blocks the vendor's tool is kept, marked "Restricted" and sorted last. Source: the 141 bank profiles on this site (lib/banks), every entry dated and sourced, plus the bank customers listed on the Alloy vendor page (/vendors/alloy).

### Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

### When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles and the Alloy vendor page). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

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- [All ranked answers](https://www.bankingnewsai.com/banks/leaders)

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Part of [BankingNewsAI](https://www.bankingnewsai.com/) — a free daily brief on AI in banking, an AI regulation tracker (45 authorities, 260 documents) and AI-strategy profiles of the 120 largest US banks. Markdown versions of every reference page: append `.md` to the page URL; index at https://www.bankingnewsai.com/llms.txt.
