# Which Asia-Pacific banks lead in AI? Source: https://www.bankingnewsai.com/banks/leaders/top-ai-banks-asia-pacific Last updated: Oct 30, 2026 Checked 2026-10-28 · bank profiles via the AI index. Nothing on this page is written by a model: every row is computed from that dataset. On the public record as of Oct 28, 2026, 5 of the 141 large banks profiled are Asia-Pacific banking groups profiled on this site. Ranked by AI index score (/100), the top 5 are Commonwealth Bank (87.8 index points), DBS (86.3 index points), OCBC (73.3 index points), MUFG (72.8 index points) and UOB (42.0 index points). Commonwealth Bank's strongest evidence: Index score 87.8/100: 16 of 20 use cases in production, platform AI Factory, Customer Engagement Engine and CommBank Companion, 20 independent of 54 sources. ## Which of the Asia-Pacific banks lead in AI? | # | Bank | AI index score (/100) | Index components | Status | Date | On this site | Sources | | --- | --- | --- | --- | --- | --- | --- | --- | | 1 | [Commonwealth Bank](https://www.bankingnewsai.com/banks/commonwealth-bank) | 87.8 | Index score 87.8/100: 16 of 20 use cases in production, platform AI Factory, Customer Engagement Engine and CommBank Companion, 20 independent of 54 sources | AI programme disclosed | Oct 13, 2026 | [Commonwealth Bank profile](https://www.bankingnewsai.com/banks/commonwealth-bank) | [Commonwealth Bank of Australia](https://commbank.com.au/content/dam/commbank-assets/investors/2026/CBA-2026-Annual-Report-print.pdf); [Commonwealth Bank of Australia](https://commbank.com.au/articles/newsroom/2025/02/amazon-web-services-collaboration.html) | | 2 | [DBS](https://www.bankingnewsai.com/banks/dbs) | 86.3 | Index score 86.3/100: 11 of 17 use cases in production, platform ADA, DBS-GPT and the agent control plane, 29 independent of 50 sources | AI programme disclosed | Oct 26, 2026 | [DBS profile](https://www.bankingnewsai.com/banks/dbs) | [DBS Group Holdings](https://dbs.com/iwov-resources/images/investors/annual-report/dbs-annual-report-2025.pdf?pid=sg-group-pweb-investors-annual-report-2025-pdf); [DBS Group Holdings (reprint of a Business Times interview)](https://dbs.com/media/features/ceo-tan-shu-shan-on-how-agentic-ai-is-transforming-the-bank.page) | | 3 | [OCBC](https://www.bankingnewsai.com/banks/ocbc) | 73.3 | Index score 73.3/100: 11 of 14 use cases in production, platform OCBC GPT, HELIOS and OCBC WoW, 22 independent of 32 sources | AI programme disclosed | Oct 13, 2026 | [OCBC profile](https://www.bankingnewsai.com/banks/ocbc) | [Oversea-Chinese Banking Corporation](https://ocbc.com/group/media/release/2023/ocbc-is-first-singapore-bank-to-roll-out-generative-ai-chatbot-to-all-employees-globally); [Oversea-Chinese Banking Corporation](https://ocbc.com/group/media/release/2026/ocbc-harnesses-agentic-ai-to-quicken-onboarding-customers) | | 4 | [MUFG](https://www.bankingnewsai.com/banks/mufg) | 72.8 | Index score 72.8/100: 6 of 16 use cases in production, platform Hello AI@MUFG, ChatGPT Enterprise, Jinba and AI credit experts, 17 independent of 52 sources | AI programme disclosed | Oct 19, 2026 | [MUFG profile](https://www.bankingnewsai.com/banks/mufg) | [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/presentation/2025/pdf/speech2603_en.pdf); [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/presentation/2025/pdf/slides2603_en.pdf) | | 5 | [UOB](https://www.bankingnewsai.com/banks/uob) | 42.0 | Index score 42.0/100: 8 of 12 use cases in production, platform Enterprise GenAI Platform, Microsoft Copilot and UOB TMRW, 7 independent of 20 sources | AI programme disclosed | Oct 24, 2026 | [UOB profile](https://www.bankingnewsai.com/banks/uob) | [United Overseas Bank](https://www.uobgroup.com/web-resources/uobgroup/pdf/newsroom/2023/uob-microsoft-copilot-genai-tool.pdf); [The Business Times](https://www.businesstimes.com.sg/companies-markets/5-takeaways-singapore-banks-q2-results-diverging-outlooks-china-tax-rules-emerge-new-watchpoint) | ## How is this ranked? Data: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank; peer group: Asia-Pacific banking groups profiled on this site. Rule: The peer group filtered from the index, in index order (score, then independent coverage, then assets). The score is the bank's percentile rank on each component against the full index set, weighted and summed; a bank that has disclosed no AI programme is capped at 30. Counts: 5 of 141 profiled banks qualify; 10 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30. ## What are the caveats? The index measures depth of the public record, not capability; a bank that builds quietly ranks below one that publishes. Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources. ## FAQ ### Which bank ranks first? Commonwealth Bank of Australia leads with 87.8 index points: Index score 87.8/100: 16 of 20 use cases in production, platform AI Factory, Customer Engagement Engine and CommBank Companion, 20 independent of 54 sources. DBS is second with 86.3. ### How many large banks in Asia-Pacific rank on the AI-index formula? 5 of the 141 profiled banks (120 US, 21 non-US groups). Among those listed, 0 are US banks and 5 non-US groups. ### What counts, and what does not? The peer group filtered from the index, in index order (score, then independent coverage, then assets). The score is the bank's percentile rank on each component against the full index set, weighted and summed; a bank that has disclosed no AI programme is capped at 30. Source: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank; peer group: Asia-Pacific banking groups profiled on this site. ### Is this a measure of capability? No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works. ### When was this checked, and how often does it update? The data behind the table was last checked on 2026-10-28 (bank profiles via the AI index). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand. ## Related questions - [Which non-US banking groups lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-non-us) - [Which large banks are the leaders in AI?](https://www.bankingnewsai.com/banks/leaders/ai) - [Which European banks lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-europe) - [Which US banks with over $500 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-over-500bn) - [Which US banks with $100 billion to $500 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-100-500bn) - [Which US banks with $50 billion to $100 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-50-100bn) - [Which US regional banks with $20 billion to $50 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-20-50bn) - [Which US community and mid-size banks under $20 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-under-20bn) - [All ranked answers](https://www.bankingnewsai.com/banks/leaders) --- Canonical page: https://www.bankingnewsai.com/banks/leaders/top-ai-banks-asia-pacific Part of [BankingNewsAI](https://www.bankingnewsai.com/) — a free daily brief on AI in banking, an AI regulation tracker (45 authorities, 260 documents) and AI-strategy profiles of the 120 largest US banks. 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