# Which large banks publish the most of their own AI disclosures?

Source: https://www.bankingnewsai.com/banks/leaders/most-own-ai-disclosures
Last updated: Oct 30, 2026


Checked 2026-10-28 · bank profiles via the AI index. Nothing on this page is written by a model: every row is computed from that dataset.

On the public record as of Oct 28, 2026, 140 of the 141 large banks profiled have at least five distinct own primary disclosures (releases, filings, transcripts) on their profile. Ranked by own disclosures, the top 5 are Capital One (45 own disclosures), BBVA (45 own disclosures), Northern Trust (32 own disclosures), Standard Chartered (30 own disclosures) and Amex (29 own disclosures). Capital One's strongest evidence: 45 distinct own disclosures of 75 sources; 25 independent.

## Which of the large banks publish the most of their own AI disclosures?

| # | Bank | Own disclosures | Component detail | Status | Date | On this site | Sources |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 1 | [Capital One](https://www.bankingnewsai.com/banks/capital-one) | 45 | 45 distinct own disclosures of 75 sources; 25 independent | AI programme disclosed | Oct 19, 2026 | [Capital One profile](https://www.bankingnewsai.com/banks/capital-one) | [Capital One](https://www.capitalone.com/tech/ai/future-of-ai-car-dealerships-shopping); [Capital One](https://www.capitalone.com/tech/ai/applied-ai-research) |
| 2 | [BBVA](https://www.bankingnewsai.com/banks/bbva) | 45 | 45 distinct own disclosures of 60 sources; 11 independent | AI programme disclosed | Oct 13, 2026 | [BBVA profile](https://www.bankingnewsai.com/banks/bbva) | [OpenAI](https://openai.com/index/bbva-collaboration-expansion/); [BBVA](https://www.bbva.com/en/innovation/bbva-and-openai-seal-a-strategic-alliance-to-redefine-banking-with-artificial-intelligence) |
| 3 | [Northern Trust](https://www.bankingnewsai.com/banks/northern-trust) | 32 | 32 distinct own disclosures of 51 sources; 12 independent | AI programme disclosed | Oct 13, 2026 | [Northern Trust profile](https://www.bankingnewsai.com/banks/northern-trust) | [Northern Trust](https://www.northerntrust.com/united-states/pr/2026/northern-trust-collaborates-with-industry-peers-to-strengthen-data-and-ai-interoperability); [Northern Trust](https://northerntrust.com/content/dam/northerntrust/pws/nt/documents/earnings/2025/4q-2025-km040886-presentation.pdf) |
| 4 | [Standard Chartered](https://www.bankingnewsai.com/banks/standard-chartered) | 30 | 30 distinct own disclosures of 63 sources; 23 independent | AI programme disclosed | Oct 26, 2026 | [Standard Chartered profile](https://www.bankingnewsai.com/banks/standard-chartered) | [Standard Chartered PLC](https://www.sc.com/en/about/innovation/artificial-intelligence/); [Standard Chartered PLC](https://sc.com/en/press-release/standard-chartered-rolls-out-sc-gpt-advancing-ai-driven-innovation-in-banking) |
| 5 | [Amex](https://www.bankingnewsai.com/banks/american-express) | 29 | 29 distinct own disclosures of 73 sources; 31 independent | AI programme disclosed | Oct 26, 2026 | [Amex profile](https://www.bankingnewsai.com/banks/american-express) | [American Express](https://www.americanexpress.com/en-us/newsroom/articles/innovation/american-express-debuts-agentic-commerce-experiences--ace--devel.html); [American Express via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202604160915BIZWIRE_USPRX____20260415_BW433431-1) |
| 6 | [Commonwealth Bank](https://www.bankingnewsai.com/banks/commonwealth-bank) | 28 | 28 distinct own disclosures of 54 sources; 20 independent | AI programme disclosed | Oct 13, 2026 | [Commonwealth Bank profile](https://www.bankingnewsai.com/banks/commonwealth-bank) | [Commonwealth Bank of Australia](https://commbank.com.au/content/dam/commbank-assets/investors/2026/CBA-2026-Annual-Report-print.pdf); [Commonwealth Bank of Australia](https://commbank.com.au/articles/newsroom/2025/02/amazon-web-services-collaboration.html) |
| 7 | [Deutsche Bank](https://www.bankingnewsai.com/banks/deutsche-bank) | 28 | 28 distinct own disclosures of 51 sources; 15 independent | AI programme disclosed | Oct 26, 2026 | [Deutsche Bank profile](https://www.bankingnewsai.com/banks/deutsche-bank) | [Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index); [Finextra](https://finextra.com/newsarticle/47334/deutsche-banks-ai-says-its-coming-for-finance-jobs) |
| 8 | [BMO Financial Group](https://www.bankingnewsai.com/banks/bmo-group) | 28 | 28 distinct own disclosures of 47 sources; 10 independent | AI programme disclosed | Oct 13, 2026 | [BMO Financial Group profile](https://www.bankingnewsai.com/banks/bmo-group) | [BMO Financial Group](https://newsroom.bmo.com/2026-04-09-BMO-Establishes-Institute-for-Applied-Artificial-Intelligence-Quantum); [BMO Financial Group](https://www.bmo.com/en-ca/main/about-bmo/news-insights/blog/meet-lumi-assistant-bmos-award-winning-ai-tool-empowering-team-bmo/) |
| 9 | [MUFG](https://www.bankingnewsai.com/banks/mufg) | 28 | 28 distinct own disclosures of 52 sources; 17 independent | AI programme disclosed | Oct 19, 2026 | [MUFG profile](https://www.bankingnewsai.com/banks/mufg) | [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/presentation/2025/pdf/speech2603_en.pdf); [Mitsubishi UFJ Financial Group, Inc.](https://www.mufg.jp/dam/ir/presentation/2025/pdf/slides2603_en.pdf) |
| 10 | [HSBC](https://www.bankingnewsai.com/banks/hsbc) | 27 | 27 distinct own disclosures of 66 sources; 28 independent | AI programme disclosed | Oct 26, 2026 | [HSBC profile](https://www.bankingnewsai.com/banks/hsbc) | [HSBC Holdings plc](https://www.hsbc.com/-/files/hsbc/investors/hsbc-results/2025/annual/pdfs/hsbc-holdings-plc/260225-annual-report-and-accounts-2025.pdf); [HSBC Holdings plc](https://hsbc.com/-/files/hsbc/media/media-release/2026/260323-david-rice-announced-as-chief-ai-officer.pdf) |
| 11 | [HSBC USA](https://www.bankingnewsai.com/banks/hsbc-usa) | 27 | 27 distinct own disclosures of 53 sources; 18 independent | AI programme disclosed | Oct 19, 2026 | [HSBC USA profile](https://www.bankingnewsai.com/banks/hsbc-usa) | [Banking Dive](https://bankingdive.com/news/hsbc-david-rice-ai-chief-cto-mario-shamtani-expanded-role-elhedery/815655); [Banking Dive](https://bankingdive.com/news/hsbc-generative-ai-leading-investment-elhedery/813353) |
| 12 | [United Community](https://www.bankingnewsai.com/banks/united-community) | 27 | 27 distinct own disclosures of 33 sources; 4 independent | AI programme disclosed | Oct 19, 2026 | [United Community profile](https://www.bankingnewsai.com/banks/united-community) | [United Community Banks](https://ir.ucbi.com/static-files/5e8f9b22-d28d-4070-bc4f-b896c20ae760); [United Community Banks (SEC filings)](https://www.sec.gov/Archives/edgar/data/857855/000085785526000010/earningscalltranscript42126.htm) |
| 13 | [BMO](https://www.bankingnewsai.com/banks/bmo-us) | 26 | 26 distinct own disclosures of 50 sources; 16 independent | AI programme disclosed | Oct 13, 2026 | [BMO profile](https://www.bankingnewsai.com/banks/bmo-us) | [BMO](https://www.bmo.com/en-ca/main/about-bmo/news-insights/blog/meet-lumi-assistant-bmos-award-winning-ai-tool-empowering-team-bmo); [BMO AI Hub](https://ai.bmo.com/our-stories/aura-helping-power-bmos-goal-of-50-faster-underwriting-by-2028) |
| 14 | [BankUnited](https://www.bankingnewsai.com/banks/bankunited) | 26 | 26 distinct own disclosures of 37 sources; 7 independent | AI programme disclosed | Oct 19, 2026 | [BankUnited profile](https://www.bankingnewsai.com/banks/bankunited) | [Amazon Web Services](https://aws.amazon.com/solutions/case-studies/bankunited-case-study/); [Talkdesk](https://www.talkdesk.com/blog/bankunited-crushes-cx-104-percent-increase-net-promoter-score/) |
| 15 | [Enterprise Bank & Trust](https://www.bankingnewsai.com/banks/enterprise-bank) | 26 | 26 distinct own disclosures of 27 sources; 1 independent | AI programme disclosed | Oct 19, 2026 | [Enterprise Bank & Trust profile](https://www.bankingnewsai.com/banks/enterprise-bank) | [Yahoo Finance](https://finance.yahoo.com/quote/EFSCP/earnings/EFSCP-Q2-2026-earnings_call-653692.html); [Enterprise Bank & Trust (Enterprise University)](https://enterprisebank.com/insights/eu-ai-ceo-business-imperative) |
| 16 | [FNB](https://www.bankingnewsai.com/banks/fnb) | 25 | 25 distinct own disclosures of 33 sources; 6 independent | AI programme disclosed | Oct 19, 2026 | [FNB profile](https://www.bankingnewsai.com/banks/fnb) | [Banking Dive](https://www.bankingdive.com/news/fnb-first-national-bank-ai-data-estore-branches-ceo-delie/816568/); [F.N.B. Corporation](https://www.fnb-online.com/about-us/newsroom/press-releases/2025/fnb-hires-ai-and-data-science-directors-250918) |
| 17 | [United Bank](https://www.bankingnewsai.com/banks/united-bankshares) | 25 | 25 distinct own disclosures of 29 sources; 3 independent | No AI programme disclosed | Oct 19, 2026 | [United Bank profile](https://www.bankingnewsai.com/banks/united-bankshares) | [United Bank](https://bankwithunited.com/learning/safety-security/protect-yourself-from-fraudulent-websites.html); [Business Wire](https://businesswire.com/news/home/20260423027960/en/United-Bankshares-Inc.-Announces-Earnings-for-the-First-Quarter-of-2026) |
| 18 | [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | 24 | 24 distinct own disclosures of 71 sources; 38 independent | AI programme disclosed | Oct 26, 2026 | [BofA profile](https://www.bankingnewsai.com/banks/bank-of-america) | [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/a-decade-of-ai-innovation--bofa-s-virtual-assistant-erica-surpas.html); [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/07/bank-of-america-enhances-ericaassist-with-generative-ai-to-help-.html) |
| 19 | [CIBC](https://www.bankingnewsai.com/banks/cibc-us) | 24 | 24 distinct own disclosures of 40 sources; 12 independent | AI programme disclosed | Oct 26, 2026 | [CIBC profile](https://www.bankingnewsai.com/banks/cibc-us) | [CIBC](https://cibc.com/en/about-cibc/future-banking/ai/leadership/scaling-ai-cai-platform.html); [CIBC](https://www.cibc.com/en/about-cibc/future-banking/ai/leadership/enterprise-generative-ai.html) |
| 20 | [Community Bank N.A.](https://www.bankingnewsai.com/banks/community-bank-na) | 24 | 24 distinct own disclosures of 28 sources; 4 independent | AI programme disclosed | Oct 13, 2026 | [Community Bank N.A. profile](https://www.bankingnewsai.com/banks/community-bank-na) | [Yahoo Finance](https://finance.yahoo.com/quote/CBU/earnings/CBU-Q2-2026-earnings_call-657028.html); [Community Financial System (SEC filings)](https://www.sec.gov/Archives/edgar/data/723188/000110465926087355/tm2621422d1_ex99-1.htm) |
| 21 | [First Financial Bank](https://www.bankingnewsai.com/banks/first-financial-ohio) | 24 | 24 distinct own disclosures of 31 sources; 7 independent | No AI programme disclosed | Oct 13, 2026 | [First Financial Bank profile](https://www.bankingnewsai.com/banks/first-financial-ohio) | [American Banker](https://www.americanbanker.com/news/cincinnatis-first-financial-strikes-third-deal-in-13-months); [First Financial Bancorp (PR Newswire via Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/first-financial-bancorp-announces-second-203000197.html) |
| 22 | [Renasant](https://www.bankingnewsai.com/banks/renasant) | 24 | 24 distinct own disclosures of 28 sources; 2 independent | No AI programme disclosed | Oct 13, 2026 | [Renasant profile](https://www.bankingnewsai.com/banks/renasant) | [SEC EDGAR](https://sec.gov/Archives/edgar/data/715072/000071507226000032/a2025rnstannualreport.pdf); [Renasant Corporation](https://investors.renasant.com/news-releases/news-release-details/renasant-corporation-completes-merger-first-bancshares-inc/) |
| 23 | [TD](https://www.bankingnewsai.com/banks/td-bank-us) | 23 | 23 distinct own disclosures of 55 sources; 27 independent | AI programme disclosed | Oct 28, 2026 | [TD profile](https://www.bankingnewsai.com/banks/td-bank-us) | [TD Bank Group](https://stories.td.com/ca/en/news/2025-06-11-td-announces-launch-of-groundbreaking-predictive-foundation); [TD Bank Group](https://stories.td.com/ca/en/news/2026-05-21-td-launches-agentic-ai-to-transform-real-estate-secured-lend) |
| 24 | [Lloyds](https://www.bankingnewsai.com/banks/lloyds) | 23 | 23 distinct own disclosures of 48 sources; 20 independent | AI programme disclosed | Oct 26, 2026 | [Lloyds profile](https://www.bankingnewsai.com/banks/lloyds) | [Lloyds Banking Group](https://lloydsbankinggroup.com/media/press-releases/2026/lloyds-banking-group/lloyds-banking-group-unveils-envoy.html); [Lloyds Banking Group](https://lloydsbankinggroup.com/media/press-releases/2026/lloyds-banking-group/lloyds-banking-group-deploys-agentic-ai-to-strengthen-real-time-.html) |
| 25 | [Raymond James](https://www.bankingnewsai.com/banks/raymond-james) | 23 | 23 distinct own disclosures of 46 sources; 19 independent | AI programme disclosed | Oct 13, 2026 | [Raymond James profile](https://www.bankingnewsai.com/banks/raymond-james) | [Raymond James](https://raymondjames.com/news-and-media/press-releases/2026/01/27/raymond-james-launches-proprietary-digital-ai-agent-to-bolster-operational-excellence); [GlobeNewswire via FT Markets](https://markets.ft.com/data/announce/detail?dockey=1330-9525266en-2G3EBTACBF0CHV70SD1J7K5BF2) |
| 26 | [Scotiabank](https://www.bankingnewsai.com/banks/scotiabank) | 23 | 23 distinct own disclosures of 39 sources; 13 independent | AI programme disclosed | Oct 19, 2026 | [Scotiabank profile](https://www.bankingnewsai.com/banks/scotiabank) | [Scotiabank (CNW via Yahoo Finance)](https://finance.yahoo.com/news/scotiabank-launches-scotia-intelligence-empowering-145000695.html); [Scotiabank (CNW via Yahoo Finance)](https://finance.yahoo.com/news/scotiabank-accelerates-enterprise-adoption-ai-120000272.html) |
| 27 | [Banco Santander](https://www.bankingnewsai.com/banks/santander) | 23 | 23 distinct own disclosures of 36 sources; 12 independent | AI programme disclosed | Oct 26, 2026 | [Banco Santander profile](https://www.bankingnewsai.com/banks/santander) | [Banco Santander](https://santander.com/en/stories/santander-turns-its-ai-first-strategy-into-measurable-impact-and-extends-ai-access-to-all-185000-employees); [Banco Santander](https://santander.com/content/dam/santander-com/en/documentos/informe-financiero-anual/2025/ifa-2025-consolidated-annual-financial-report-en.pdf) |
| 28 | [Sallie Mae](https://www.bankingnewsai.com/banks/sallie-mae) | 23 | 23 distinct own disclosures of 32 sources; 4 independent | AI programme disclosed | Oct 13, 2026 | [Sallie Mae profile](https://www.bankingnewsai.com/banks/sallie-mae) | [Sallie Mae](https://news.salliemae.com/news-releases/news-releases-details/2026/Sallie-Mae-Names-Steve-Turner-Chief-Technology-and-Enablement-Officer/default.aspx); [Sallie Mae](https://salliemae.com/content/dam/slm/writtencontent/Reports/investors/SLM_Corporation_Proxy_Statement_April_27_2026.pdf) |
| 29 | [Fulton](https://www.bankingnewsai.com/banks/fulton) | 23 | 23 distinct own disclosures of 34 sources; 6 independent | AI programme disclosed | Oct 13, 2026 | [Fulton profile](https://www.bankingnewsai.com/banks/fulton) | [Fulton Financial](https://investor.fultonbank.com/news/news-details/2026/FULTON-FINANCIAL-MERGES-ITS-BLUE-FOUNDRY-BANK-SUBSIDIARY-INTO-FULTON-BANK-N-A-); [Fulton Bank](https://fultonbank.com/-/media/Files/About-Fulton-Bank/CSR/2025-ESG-Metrics.pdf) |
| 30 | [WesBanco](https://www.bankingnewsai.com/banks/wesbanco) | 23 | 23 distinct own disclosures of 25 sources; 2 independent | AI programme disclosed | Oct 13, 2026 | [WesBanco profile](https://www.bankingnewsai.com/banks/wesbanco) | [WesBanco](https://wesbanco.com/wp-content/uploads/2026/03/2025-Annual-Report-ADA-Compliant.pdf); [WesBanco](https://wesbanco.com/wp-content/uploads/2025/10/WSBC-SASB-Commercial-Bank-Standards-2024-v2-posted-15oct2025.pdf) |
| 31 | [Bank of Hope](https://www.bankingnewsai.com/banks/bank-of-hope) | 23 | 23 distinct own disclosures of 26 sources; 3 independent | No AI programme disclosed | Oct 13, 2026 | [Bank of Hope profile](https://www.bankingnewsai.com/banks/bank-of-hope) | [Bank of Hope](https://bankofhope.com/files/5e94cd4778dd2a41681ea9ba/user%20guides_ach%20payments.pdf); [Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000119312525078439/d888910ddef14a.htm) |
| 32 | [Santander US](https://www.bankingnewsai.com/banks/santander-us) | 22 | 22 distinct own disclosures of 49 sources; 25 independent | AI programme disclosed | Oct 21, 2026 | [Santander US profile](https://www.bankingnewsai.com/banks/santander-us) | [Bloomberg](https://bloomberg.com/news/articles/2026-02-25/santander-s-botin-sees-1-billion-ai-boost-amid-efficiency-push); [PYMNTS](https://www.pymnts.com/news/artificial-intelligence/2026/santander-equips-all-workers-with-ai-and-seeks-1-15-billion-business-value/) |
| 33 | [RBC](https://www.bankingnewsai.com/banks/rbc) | 22 | 22 distinct own disclosures of 47 sources; 19 independent | AI programme disclosed | Oct 19, 2026 | [RBC profile](https://www.bankingnewsai.com/banks/rbc) | [Royal Bank of Canada (CNW via Yahoo Finance)](https://finance.yahoo.com/news/rbcs-proprietary-ai-foundation-model-140100158.html); [Royal Bank of Canada (CNW via Yahoo Finance)](https://finance.yahoo.com/news/rbc-ranks-1-canada-3-110100192.html) |
| 34 | [SoFi](https://www.bankingnewsai.com/banks/sofi) | 22 | 22 distinct own disclosures of 50 sources; 15 independent | AI programme disclosed | Oct 26, 2026 | [SoFi profile](https://www.bankingnewsai.com/banks/sofi) | [American Banker](https://americanbanker.com/news/sofi-targets-bank-deposits-with-consumer-facing-ai); [Business Wire via FT Markets](https://markets.ft.com/data/announce/full?dockey=600-202606020900BIZWIRE_USPRX____20260602_BW942219-1) |
| 35 | [Valley](https://www.bankingnewsai.com/banks/valley) | 22 | 22 distinct own disclosures of 37 sources; 11 independent | AI programme disclosed | Oct 13, 2026 | [Valley profile](https://www.bankingnewsai.com/banks/valley) | [Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/); [American Banker](https://americanbanker.com/news/valley-banks-russell-barrett-is-47-on-the-most-innovative-people-in-finance-ranking) |
| 36 | [Old National](https://www.bankingnewsai.com/banks/old-national) | 22 | 22 distinct own disclosures of 36 sources; 9 independent | AI programme disclosed | Oct 19, 2026 | [Old National profile](https://www.bankingnewsai.com/banks/old-national) | [Old National Bancorp](https://ir.oldnational.com/news/press-releases/press-release-details/2026/Old-National-Receives-2026-Trust-in-Banking-Award); [GlobeNewswire via FT Markets](https://markets.ft.com/data/announce/full?dockey=1330-9651962en-471PA5GUQ40497E71D0E3EU3B5) |
| 37 | [First Merchants](https://www.bankingnewsai.com/banks/first-merchants) | 22 | 22 distinct own disclosures of 26 sources; 3 independent | AI programme disclosed | Oct 13, 2026 | [First Merchants profile](https://www.bankingnewsai.com/banks/first-merchants) | [First Merchants Corporation (GlobeNewswire via Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/first-merchants-corporation-announces-second-200500052.html); [MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/first-merchants-q2-earnings-call-140658548.html) |
| 38 | [Simmons Bank](https://www.bankingnewsai.com/banks/simmons) | 22 | 22 distinct own disclosures of 29 sources; 5 independent | No AI programme disclosed | Oct 19, 2026 | [Simmons Bank profile](https://www.bankingnewsai.com/banks/simmons) | [Simmons Bank](https://newsroom.simmonsbank.com/2026-08-20-Lisa-Hunter-to-Retire-After-30-Years-at-Simmons-Bank); [Simmons First National (SEC filings)](https://www.sec.gov/Archives/edgar/data/90498/000162828026011618/sfnc-20251231.htm) |
| 39 | [JPMorgan](https://www.bankingnewsai.com/banks/jpmorgan-chase) | 21 | 21 distinct own disclosures of 78 sources; 48 independent | AI programme disclosed | Oct 26, 2026 | [JPMorgan profile](https://www.bankingnewsai.com/banks/jpmorgan-chase) | [American Banker](https://www.americanbanker.com/news/how-jpmorganchase-democratized-employee-access-to-gen-ai); [American Banker](https://www.americanbanker.com/video/wib-2025/driving-ai-use-cases-and-adoption-aligning-business-value-data-readiness-and-risk-management) |
| 40 | [U.S. Bank](https://www.bankingnewsai.com/banks/us-bancorp) | 21 | 21 distinct own disclosures of 51 sources; 17 independent | AI programme disclosed | Oct 16, 2026 | [U.S. Bank profile](https://www.bankingnewsai.com/banks/us-bancorp) | [U.S. Bank](https://www.usbank.com/about-us-bank/news-and-stories/article-library/us-bank-launches-design-assistant-an-ai-solution-to-empower-designers-at-scale.html); [American Banker](https://www.americanbanker.com/news/u-s-bank-gives-embedded-banking-clients-a-gen-ai-assistant) |

## How is this ranked?

Data: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

Rule: Score = the raw value of the "own" component (not its percentile). Listed from 5; ties by index score, then assets.

Counts: 140 of 141 profiled banks qualify; the table shows the top 40; 80 distinct sources cited in the table. Data checked 2026-10-28; ranking template updated 2026-10-30.

## What are the caveats?

Counts are of distinct, sourced entries on the profile; a bank may run more than it has described.

Banks absent from the table have nothing matching on the record this site holds, which is not evidence that they do nothing. Each row links the bank's own page, where every entry carries its sources.

## FAQ

### Which bank ranks first?

Capital One leads with 45 own disclosures: 45 distinct own disclosures of 75 sources; 25 independent. BBVA is second with 45.

### How many large banks have 5+ own AI disclosures?

140 of the 141 profiled banks (120 US, 21 non-US groups); the table shows the top 40. Among those listed, 29 are US banks and 11 non-US groups.

### What counts, and what does not?

Score = the raw value of the "own" component (not its percentile). Listed from 5; ties by index score, then assets. Source: the AI disclosure index (/banks/ai-index): eight components of the public record on AI (independent coverage, use cases in production, a named platform, own disclosures, moves in the last twelve months, numbers, leaders, use cases described), each a percentile rank, applied to all 141 profiles for this component.

### Is this a measure of capability?

No. Every row is a sourced fact on the public record: what the bank, a regulator, a filing or an independent outlet has put on the record. The page does not rate how well anything works.

### When was this checked, and how often does it update?

The data behind the table was last checked on 2026-10-28 (bank profiles via the AI index). The page recomputes whenever that dataset changes and is republished with the site; it is never edited by hand.

## Related questions

- [Which large banks get the most independent press coverage of their AI work?](https://www.bankingnewsai.com/banks/leaders/most-independent-ai-coverage)
- [Which large banks say the most about AI in their SEC filings?](https://www.bankingnewsai.com/banks/leaders/most-ai-statements-in-filings)
- [Which large banks are the leaders in AI?](https://www.bankingnewsai.com/banks/leaders/ai)
- [Which US banks with over $500 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-over-500bn)
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- [Which US banks with $50 billion to $100 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-50-100bn)
- [Which US regional banks with $20 billion to $50 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-20-50bn)
- [Which US community and mid-size banks under $20 billion in assets lead in AI?](https://www.bankingnewsai.com/banks/leaders/top-ai-banks-under-20bn)
- [All ranked answers](https://www.bankingnewsai.com/banks/leaders)

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Part of [BankingNewsAI](https://www.bankingnewsai.com/) — a free daily brief on AI in banking, an AI regulation tracker (45 authorities, 260 documents) and AI-strategy profiles of the 120 largest US banks. Markdown versions of every reference page: append `.md` to the page URL; index at https://www.bankingnewsai.com/llms.txt.