# Goldman Sachs vs peers: AI and technology compared

Source: https://www.bankingnewsai.com/banks/goldman-sachs/vs-peers
Last updated: Oct 19, 2026

*Part of the [Goldman Sachs AI strategy profile](https://www.bankingnewsai.com/banks/goldman-sachs). Peer group: Morgan Stanley, JPMorgan Chase, Bank of America, Citigroup, UBS Group AG, Barclays PLC, Deutsche Bank, BNP Paribas SA.*

## How does Goldman Sachs compare with its peers on AI and technology?

Goldman Sachs scores 79.9 on this site's US AI disclosure index (#22 of 120), fourth of the five US banks in its investment-banking peer group, behind Bank of America (97.3), Citigroup (94.9) and JPMorgan Chase (89) and ahead of Morgan Stanley (69.7); its European rivals UBS, Barclays, Deutsche Bank and BNP Paribas sit outside the US index. The score counts what is on the record, not capability, and Goldman's record is heavy on outside coverage (39 independent sources, third in the group) and light on documented use cases (7 in production, last of the five). Three things separate it from named peers. It let a model vendor inside: Anthropic engineers spent six months embedded with Goldman teams from February 2026 co-building agents for trade accounting and client onboarding, while Morgan Stanley's model partner since 2023 has been OpenAI. It put one assistant in every hand early: all 46,000 employees had the GS AI Assistant by July 2025, writing more than a million prompts a month. And it was the first major bank to deploy Cognition's Devin coding agent (July 2025). Where it trails: UBS reports 560 live AI use cases (July 2026) and BNP Paribas more than 800, and Goldman's only client-facing generative tool on the record, Marquee AI, was internal-only in August 2026. ([CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [CNBC](https://www.cnbc.com/2025/07/11/goldman-sachs-autonomous-coder-pilot-marks-major-ai-milestone.html), [UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules), [BNP Paribas](https://group.bnpparibas/en/group/about-us/frequently-asked-questions/faq-tech-artificial-intelligence), [Goldman Sachs](https://goldmansachs.com/insights/goldman-sachs-exchanges/building-ai-systems-for-capital-markets))

## Where does Goldman lead its peers on AI?

- **The first bank to embed a model vendor's engineers.** Anthropic engineers worked embedded with Goldman teams for six months from February 2026 to co-develop Claude-based agents for trade and transaction accounting and for client vetting and onboarding, the first such arrangement disclosed by a major bank. Barclays announced an expanded Claude collaboration in October 2026, and Morgan Stanley's strategic AI partner for wealth has been OpenAI since March 2023. ([CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [American Banker](https://www.americanbanker.com/news/goldman-equips-ai-agents-do-trade-accounting-onboarding), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude), [Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch))
- **An assistant for the whole firm, early.** Goldman's GS AI Assistant reached all 46,000 employees in July 2025 and fields more than a million prompts a month. Morgan Stanley reports about 98% of its 80,000 staff with access to at least one generative-AI tool (June 2026), and Deutsche Bank says dbLumina serves over half of its employees. ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [American Banker](https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance), [American Banker](https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking), [Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index))
- **First major bank on Devin.** Goldman began piloting Cognition's Devin in July 2025, the first major bank to use it per Cognition; by August 2026 Forbes described hundreds of agents working beside 12,000 human engineers, and the CIO cites up to 20% efficiency gains. Citi began rolling Devin out to its 40,000 developers the same month. ([CNBC](https://www.cnbc.com/2025/07/11/goldman-sachs-autonomous-coder-pilot-marks-major-ai-milestone.html), [Forbes](https://forbes.com/sites/bernardmarr/2026/08/06/how-goldman-sachs-is-using-agentic-ai-for-software-engineering-at-scale), [American Banker](https://americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance), [American Banker](https://www.americanbanker.com/news/citi-is-rolling-out-agentic-ai-to-its-40-000-developers))
- **Investor in the AI services layer.** Goldman is a founding consortium member of Ode with Anthropic, alongside Blackstone and Hellman & Friedman, invested in OpenAI's DeployCo with BBVA and led a $110 million round in Taktile; Evident counts 70 AI venture deals since 2019, third among US banks behind Wells Fargo (81) and Citi (77). ([Business Wire via FT Markets](https://markets.ft.com/data/announce/detail?dockey=600-202607151000BIZWIRE_USPRX____20260715_BW205134-1), [American Banker](https://www.americanbanker.com/payments/news/bbva-and-goldman-sachs-invest-in-openais-new-venture), [American Banker](https://www.americanbanker.com/news/goldman-leads-110m-bet-on-taktiles-ai-software), [American Banker](https://www.americanbanker.com/news/wells-fargo-citi-and-goldman-lead-in-ai-venture-investment))

## Where does Goldman trail its peers on AI?

- **Fewest documented use cases in the group.** The profile records 7 of Goldman's 13 described AI use cases as in production, last of the five US banks in the group. UBS reported 560 live AI use cases in production in July 2026, BNP Paribas more than 800 in place, and Barclays more than 250 AI tools and models in use (February 2026). ([UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules), [BNP Paribas](https://group.bnpparibas/en/group/about-us/frequently-asked-questions/faq-tech-artificial-intelligence), [Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html))
- **Client-facing AI is still internal.** Marquee AI, Goldman's natural-language assistant for institutional clients, was available internally only as of August 2026. Morgan Stanley is opening its ShareWorks and Equity Edge platforms to clients' own AI agents (June 2026), and UBS says nearly 90% of its US advisor teams use its flagship AI insights platform. ([Goldman Sachs](https://goldmansachs.com/insights/goldman-sachs-exchanges/building-ai-systems-for-capital-markets), [CNBC](https://www.cnbc.com/2026/06/03/ai-agents-morgan-stanley-wealth-management-funnel.html), [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000053/investorpresotext2026.htm))
- **Few disclosed numbers.** Goldman's profile records 14 quantified AI figures against 27 for Bank of America; it does not publish a technology budget, AI spend or adoption rate beyond the 46,000-employee rollout. Deutsche Bank prices AI into its plan, with about €300 million of Private Bank run-rate savings by 2028, and BNP Paribas cites about €600 million of AI value created. ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [Deutsche Bank](https://investor-relations.db.com/files/documents/other-presentations-and-events/2025/IDD-2025-Presentation-Private-Bank-Claudio-de-Sanctis.pdf), [Investing.com](https://uk.investing.com/news/transcripts/earnings-call-transcript-bnp-paribas-q4-2025-earnings-beat-expectations-93CH-4491182))

## Where does Goldman rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

| Bank | Score | Rank | Independent sources | Own disclosures | Use cases in production | Moves, last 12 months | Named AI platform |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Bank of America](https://www.bankingnewsai.com/banks/bank-of-america) | [97.3](https://www.bankingnewsai.com/banks/ai-index) | #1 of 120 | [37](https://www.bankingnewsai.com/banks/bank-of-america#sources) | [24](https://www.bankingnewsai.com/banks/bank-of-america#sources) | [16 of 18](https://www.bankingnewsai.com/banks/bank-of-america#where) | [34](https://www.bankingnewsai.com/banks/bank-of-america#timeline) | Erica (and EricaAssist) ([Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/a-decade-of-ai-innovation--bofa-s-virtual-assistant-erica-surpas.html), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/07/bank-of-america-enhances-ericaassist-with-generative-ai-to-help-.html), [American Banker](https://www.americanbanker.com/news/how-bank-of-americas-erica-does-the-work-of-11-000-people)) |
| [Citigroup](https://www.bankingnewsai.com/banks/citigroup) | [94.9](https://www.bankingnewsai.com/banks/ai-index) | #2 of 120 | [42](https://www.bankingnewsai.com/banks/citigroup#sources) | [19](https://www.bankingnewsai.com/banks/citigroup#sources) | [15 of 20](https://www.bankingnewsai.com/banks/citigroup#where) | [34](https://www.bankingnewsai.com/banks/citigroup#timeline) | Citi Stylus Workspaces ([The Wall Street Journal](https://www.wsj.com/cio-journal/the-ai-superfans-companies-count-on-to-convert-the-skeptics-5b301a90), [Citigroup](https://www.citigroup.com/rcs/citigpa/storage/public/Earnings/Q12026/2026psqtr1rslt.pdf)) |
| [JPMorgan Chase](https://www.bankingnewsai.com/banks/jpmorgan-chase) | [89](https://www.bankingnewsai.com/banks/ai-index) | #6 of 120 | [43](https://www.bankingnewsai.com/banks/jpmorgan-chase#sources) | [20](https://www.bankingnewsai.com/banks/jpmorgan-chase#sources) | [8 of 15](https://www.bankingnewsai.com/banks/jpmorgan-chase#where) | [32](https://www.bankingnewsai.com/banks/jpmorgan-chase#timeline) | LLM Suite ([American Banker](https://www.americanbanker.com/news/how-jpmorganchase-democratized-employee-access-to-gen-ai), [American Banker](https://www.americanbanker.com/video/wib-2025/driving-ai-use-cases-and-adoption-aligning-business-value-data-readiness-and-risk-management)) |
| [Goldman Sachs (this page)](https://www.bankingnewsai.com/banks/goldman-sachs) | [79.9](https://www.bankingnewsai.com/banks/ai-index) | #22 of 120 | [39](https://www.bankingnewsai.com/banks/goldman-sachs#sources) | [15](https://www.bankingnewsai.com/banks/goldman-sachs#sources) | [7 of 13](https://www.bankingnewsai.com/banks/goldman-sachs#where) | [28](https://www.bankingnewsai.com/banks/goldman-sachs#timeline) | GS AI Platform and GS AI Assistant ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [American Banker](https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance)) |
| [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | [69.7](https://www.bankingnewsai.com/banks/ai-index) | #34 of 120 | [21](https://www.bankingnewsai.com/banks/morgan-stanley#sources) | [9](https://www.bankingnewsai.com/banks/morgan-stanley#sources) | [9 of 14](https://www.bankingnewsai.com/banks/morgan-stanley#where) | [19](https://www.bankingnewsai.com/banks/morgan-stanley#timeline) | AI @ Morgan Stanley (Assistant, Debrief) and AskResearchGPT ([Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [Morgan Stanley](https://www.morganstanley.com/press-releases/morgan-stanley-research-announces-askresearchgpt), [Morgan Stanley](https://www.morganstanley.com/press-releases/morgan-stanley-wins-three-2024-technology-awards)) |
| [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | Not in the US index | — | — | — | [11 of 15](https://www.bankingnewsai.com/banks/ubs#where) | [23](https://www.bankingnewsai.com/banks/ubs#timeline) | UBS Claves, Red and Microsoft 365 Copilot under the Chief AI Office ([UBS Group AG](https://www.ubs.com/global/en/our-firm/what-we-do/technology/innovation-and-ai.html), [UBS Group AG](https://www.ubs.com/global/en/media/display-page-ndp/en-20251016-ai-strategy.html), [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000023/ubs-20251231.htm), [UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules)) |
| [Barclays PLC](https://www.bankingnewsai.com/banks/barclays) | Not in the US index | — | — | — | [13 of 20](https://www.bankingnewsai.com/banks/barclays#where) | [18](https://www.bankingnewsai.com/banks/barclays#timeline) | Group AI stack: Microsoft 365 Copilot, Claude and BARXBot ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html), [Microsoft](https://ukstories.microsoft.com/features/barclays-rolls-out-microsoft-365-copilot-to-100000-colleagues/), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude), [Barclays](https://home.barclays/insights/2025/07/scaling-AI-at-Barclays), [Barclays PLC (SEC 20-F)](https://www.sec.gov/Archives/edgar/data/312069/000031206926000004/bcs-20251231.htm)) |
| [Deutsche Bank](https://www.bankingnewsai.com/banks/deutsche-bank) | Not in the US index | — | — | — | [10 of 17](https://www.bankingnewsai.com/banks/deutsche-bank#where) | [27](https://www.bankingnewsai.com/banks/deutsche-bank#timeline) | dbLumina and the Technology, Data and Innovation AI platform on Google Cloud ([Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index), [Finextra](https://finextra.com/newsarticle/47334/deutsche-banks-ai-says-its-coming-for-finance-jobs), [Deutsche Bank](https://www.db.com/news/detail/20260513-putting-agentic-ai-to-work-in-third-party-risk-management?language_id=1), [Deutsche Bank](https://www.db.com/news/detail/20260714-how-ai-is-reshaping-the-software-behind-everyday-banking?language_id=1), [Finextra](https://finextra.com/newsarticle/48452/deutsche-bank-estimates-30-uplift-in-client-onboarding-by-deploying-kyc-ai), [Google Cloud](https://cloud.google.com/transform/in-the-clouds-christian-rhino-deutsche-bank-financial-services-gen-ai-be-happy), [Finextra](https://finextra.com/newsarticle/48299/google-cloud-launches-ai-platform-for-financial-professionals), [Bloomberg](https://bloomberg.com/news/articles/2026-08-25/deutsche-bank-accelerates-ai-adoption-with-new-google-service)) |
| [BNP Paribas SA](https://www.bankingnewsai.com/banks/bnp-paribas) | Not in the US index | — | — | — | [12 of 20](https://www.bankingnewsai.com/banks/bnp-paribas#where) | [19](https://www.bankingnewsai.com/banks/bnp-paribas#timeline) | LLM as a Service, with Mistral AI and Google Cloud ([BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-provides-its-businesses-with-an-llm-as-a-service-platform-to-accelerate-the-industrialization-of-generative-ai-use-cases), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation), [BNP Paribas](https://invest.bnpparibas/document/2q26-slides), [Finextra](https://finextra.com/newsarticle/48475/bnp-paribas-forges-agentic-ai-partnership-with-google-cloud)) |

## On which parts of the AI record is Goldman ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Goldman and the 4 peers that are scored on the same basis. "Place" is Goldman's position in the group of 5 (1st = most).

| Component (weight) | Goldman | Peer median | Most in the group | Place |
| --- | --- | --- | --- | --- |
| Independent sources (45%) | 39 | 39.5 | [JPMorgan (43)](https://www.bankingnewsai.com/banks/jpmorgan-chase) | 3rd of 5 |
| Use cases in production (10%) | 7 | 12 | [BofA (16)](https://www.bankingnewsai.com/banks/bank-of-america) | 5th of 5 |
| Own primary disclosures (10%) | 15 | 19.5 | [BofA (24)](https://www.bankingnewsai.com/banks/bank-of-america) | 4th of 5 |
| Dated moves, last 12 months (10%) | 28 | 33 | [BofA (34)](https://www.bankingnewsai.com/banks/bank-of-america) | 4th of 5 |
| Disclosed numbers (5%) | 14 | 20.5 | [BofA (28)](https://www.bankingnewsai.com/banks/bank-of-america) | 4th of 5 |
| Named AI leaders (5%) | 16 | 17.5 | [JPMorgan (19)](https://www.bankingnewsai.com/banks/jpmorgan-chase) | 4th of 5 |
| Use cases described (5%) | 13 | 16.5 | [Citi (20)](https://www.bankingnewsai.com/banks/citigroup) | 5th of 5 |

## What has each bank in Goldman's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

| Bank | Platform or assistant, as the profile names it | AI leaders named | Headline AI number disclosed | Patents on the record | Open AI roles |
| --- | --- | --- | --- | --- | --- |
| [Goldman Sachs](https://www.bankingnewsai.com/banks/goldman-sachs) | GS AI Platform and GS AI Assistant ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [American Banker](https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance)) | [16, incl. Marco Argenti (Chief Information Officer)](https://www.bankingnewsai.com/banks/goldman-sachs#people) ([CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [American Banker](https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance)) | Employees with GS AI Assistant: 46,000 (all) (Jul 25, 2025) ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month)) | 5 patents listed on the profile, e.g. US 2026/0072655 A1 (Context injection for AI coding assistants) ([Google Patents (USPTO)](https://patents.google.com/patent/US20260072655A1/en)) | [12+ open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/goldman-sachs#roles) |
| [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | AI @ Morgan Stanley (Assistant, Debrief) and AskResearchGPT ([Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [Morgan Stanley](https://www.morganstanley.com/press-releases/morgan-stanley-research-announces-askresearchgpt), [Morgan Stanley](https://www.morganstanley.com/press-releases/morgan-stanley-wins-three-2024-technology-awards)) | [13, incl. Michael Pizzi (Head of Technology)](https://www.bankingnewsai.com/banks/morgan-stanley#people) ([American Banker](https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking)) | Employees with gen-AI access: ≈ 98% of 80,000 (Jun 1, 2026) ([American Banker](https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking)) | 3 patents listed on the profile, e.g. US 2026/0051336 A1 (Enhancing audio and video media using generative AI) ([Google Patents (USPTO)](https://patents.google.com/patent/US20260051336A1/en)) | [12+ open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/morgan-stanley#roles) |
| [JPMorgan Chase](https://www.bankingnewsai.com/banks/jpmorgan-chase) | LLM Suite ([American Banker](https://www.americanbanker.com/news/how-jpmorganchase-democratized-employee-access-to-gen-ai), [American Banker](https://www.americanbanker.com/video/wib-2025/driving-ai-use-cases-and-adoption-aligning-business-value-data-readiness-and-risk-management)) | [19, incl. Lori Beer (Global Chief Information Officer)](https://www.bankingnewsai.com/banks/jpmorgan-chase#people) ([American Banker](https://www.americanbanker.com/news/chases-lori-beer-is-8-on-the-most-innovative-people-in-finance-ranking)) | Technology employees: 65,000+ (Oct 1, 2026) ([American Banker](https://www.americanbanker.com/news/2026-the-most-powerful-women-in-banking-5-lori-beer-jpmorganchase)) | 6 patents listed on the profile, e.g. US 2026/0010713 A1 (Generative ML framework producing predictive results on financial transactions) ([Google Patents (USPTO)](https://patents.google.com/patent/US20260010713A1/en)) | [12+ open AI roles (Oct 1, 2026); most in ML & data science](https://www.bankingnewsai.com/banks/jpmorgan-chase#roles) |
| [Bank of America](https://www.bankingnewsai.com/banks/bank-of-america) | Erica (and EricaAssist) ([Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/a-decade-of-ai-innovation--bofa-s-virtual-assistant-erica-surpas.html), [Bank of America Newsroom](https://newsroom.bankofamerica.com/content/newsroom/press-releases/2026/07/bank-of-america-enhances-ericaassist-with-generative-ai-to-help-.html), [American Banker](https://www.americanbanker.com/news/how-bank-of-americas-erica-does-the-work-of-11-000-people)) | [17, incl. Hari Gopalkrishnan (Chief Technology and Information Officer)](https://www.bankingnewsai.com/banks/bank-of-america#people) ([The Wall Street Journal](https://www.wsj.com/articles/the-man-behind-bank-of-americas-13-billion-tech-agenda-3d770a2d), [American Banker](https://www.americanbanker.com/news/bofas-cto-is-12-on-the-most-innovative-people-in-finance-ranking)) | Erica interactions per day: 2 million (Jan 22, 2026) ([American Banker](https://www.americanbanker.com/news/how-bank-of-americas-erica-does-the-work-of-11-000-people)) | 8 patents listed on the profile, e.g. US 12,705,363 B2 (Vulnerability detection and mitigation using artificial intelligence in an electronic environment: Generates a vulnerability attribute for a network device from source data using AI.) ([Google Patents (USPTO)](https://patents.google.com/patent/US12705363B2/en)) | [12+ open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/bank-of-america#roles) |
| [Citigroup](https://www.bankingnewsai.com/banks/citigroup) | Citi Stylus Workspaces ([The Wall Street Journal](https://www.wsj.com/cio-journal/the-ai-superfans-companies-count-on-to-convert-the-skeptics-5b301a90), [Citigroup](https://www.citigroup.com/rcs/citigpa/storage/public/Earnings/Q12026/2026psqtr1rslt.pdf)) | [18, incl. Tim Ryan (Head of Technology and Business Enablement)](https://www.bankingnewsai.com/banks/citigroup#people) ([Reuters](https://www.reuters.com/business/finance/citigroup-says-ai-helps-speed-account-openings-systems-upgrades-2026-04-08/)) | Colleagues using AI tools: 80%+ (Apr 14, 2026) ([Citigroup](https://www.citigroup.com/rcs/citigpa/storage/public/Earnings/Q12026/2026psqtr1rslt.pdf)) | 4 patents listed on the profile, e.g. US 12,450,494 B1 (Validating autonomous AI agents using generative AI) ([Google Patents (USPTO)](https://patents.google.com/patent/US12450494B1/en)) | [12+ open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/citigroup#roles) |
| [UBS Group AG](https://www.bankingnewsai.com/banks/ubs) | UBS Claves, Red and Microsoft 365 Copilot under the Chief AI Office ([UBS Group AG](https://www.ubs.com/global/en/our-firm/what-we-do/technology/innovation-and-ai.html), [UBS Group AG](https://www.ubs.com/global/en/media/display-page-ndp/en-20251016-ai-strategy.html), [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000023/ubs-20251231.htm), [UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules)) | [16, incl. Sergio P. Ermotti (Group Chief Executive Officer)](https://www.bankingnewsai.com/banks/ubs#people) ([Banking Dive](https://bankingdive.com/news/ubs-deploys-ai-programs-unlock-efficiency-ermotti-magazzeni-credit-suisse/811572), [Investing.com](https://investing.com/news/transcripts/ubs-at-bank-of-america-financials-conference-growth-meets-capital-pressure-93CH-4910194), [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000053/investorpresotext2026.htm)) | Live AI use cases in production: 560 (92% up year on year), with another 920+ applications in development (Jul 29, 2026) ([UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules)) | 3 patents listed on the profile, e.g. US 11,429,879 B2 (Identifying dynamic thematic relationships over time with machine-learning models) ([Google Patents (USPTO)](https://patents.google.com/patent/US11429879B2/en)) | Not surveyed |
| [Barclays PLC](https://www.bankingnewsai.com/banks/barclays) | Group AI stack: Microsoft 365 Copilot, Claude and BARXBot ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html), [Microsoft](https://ukstories.microsoft.com/features/barclays-rolls-out-microsoft-365-copilot-to-100000-colleagues/), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude), [Barclays](https://home.barclays/insights/2025/07/scaling-AI-at-Barclays), [Barclays PLC (SEC 20-F)](https://www.sec.gov/Archives/edgar/data/312069/000031206926000004/bcs-20251231.htm)) | [11, incl. C.S. Venkatakrishnan (Group Chief Executive)](https://www.bankingnewsai.com/banks/barclays#people) ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html), [Reuters](https://reuters.com/business/finance/banks-close-contact-with-european-regulator-anthropics-mythos-banker-says-2026-04-20)) | AI tools and models in use across the group: More than 250 (Feb 10, 2026) ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html)) | 5 patents listed on the profile, e.g. US 2025/0053473 A1 (Event handling for digitalised processes: status-indicator confidence model and flag, classified under machine learning) ([Google Patents (USPTO)](https://patents.google.com/patent/US20250053473A1/en)) | [10 open AI roles (Oct 5, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/barclays#roles) |
| [Deutsche Bank](https://www.bankingnewsai.com/banks/deutsche-bank) | dbLumina and the Technology, Data and Innovation AI platform on Google Cloud ([Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index), [Finextra](https://finextra.com/newsarticle/47334/deutsche-banks-ai-says-its-coming-for-finance-jobs), [Deutsche Bank](https://www.db.com/news/detail/20260513-putting-agentic-ai-to-work-in-third-party-risk-management?language_id=1), [Deutsche Bank](https://www.db.com/news/detail/20260714-how-ai-is-reshaping-the-software-behind-everyday-banking?language_id=1), [Finextra](https://finextra.com/newsarticle/48452/deutsche-bank-estimates-30-uplift-in-client-onboarding-by-deploying-kyc-ai), [Google Cloud](https://cloud.google.com/transform/in-the-clouds-christian-rhino-deutsche-bank-financial-services-gen-ai-be-happy), [Finextra](https://finextra.com/newsarticle/48299/google-cloud-launches-ai-platform-for-financial-professionals), [Bloomberg](https://bloomberg.com/news/articles/2026-08-25/deutsche-bank-accelerates-ai-adoption-with-new-google-service)) | [19, incl. Christian Sewing (Chief Executive Officer)](https://www.bankingnewsai.com/banks/deutsche-bank#people) ([Deutsche Bank](https://investor-relations.db.com/files/documents/other-presentations-and-events/2025/IDD-2025-Script-Scaling-The-Global-Hausbank-Christian-Sewing.pdf), [Deutsche Bank](https://hauptversammlung.db.com/files/documents/2026/AGM-2026-Speech-Sewing.pdf)) | Private Bank AI-enabled operating model, run-rate savings by 2028 / cumulative technology spend: €300m / about €600m (Nov 17, 2025) ([Deutsche Bank](https://investor-relations.db.com/files/documents/other-presentations-and-events/2025/IDD-2025-Presentation-Private-Bank-Claudio-de-Sanctis.pdf)) | Not disclosed | Not surveyed |
| [BNP Paribas SA](https://www.bankingnewsai.com/banks/bnp-paribas) | LLM as a Service, with Mistral AI and Google Cloud ([BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-provides-its-businesses-with-an-llm-as-a-service-platform-to-accelerate-the-industrialization-of-generative-ai-use-cases), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation), [BNP Paribas](https://invest.bnpparibas/document/2q26-slides), [Finextra](https://finextra.com/newsarticle/48475/bnp-paribas-forges-agentic-ai-partnership-with-google-cloud)) | [8, incl. Jean-Laurent Bonnafé (Chief Executive Officer)](https://www.bankingnewsai.com/banks/bnp-paribas#people) ([Reuters](https://reuters.com/business/finance/bnp-paribas-vows-more-cost-cuts-after-profit-tops-forecast-2026-02-05), [Bloomberg](https://bloomberg.com/news/articles/2026-03-26/bnp-paribas-set-to-roll-out-ai-companion-for-all-staff), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-bnp-paribas-posts-strong-q2-2026-growth-93CH-4809058)) | AI use cases already in place: More than 800 (Oct 5, 2026) ([BNP Paribas](https://group.bnpparibas/en/group/about-us/frequently-asked-questions/faq-tech-artificial-intelligence)) | Not disclosed | Not surveyed |

## What are the latest dated moves on the AI record of Goldman and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

| Date | Bank | Move |
| --- | --- | --- |
| Oct 13, 2026 | [Deutsche Bank](https://www.bankingnewsai.com/banks/deutsche-bank) | Farsight deployed on-premise in investment banking and capital markets ([Farsight (GlobeNewswire via Yahoo Finance)](https://finance.yahoo.com/technology/ai/articles/deutsche-bank-deploys-farsight-premise-130000245.html)) |
| Oct 13, 2026 | [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | Treasury, FinCEN and OCC impose $1.21 billion in AML and sanctions penalties ([U.S. Department of the Treasury](https://home.treasury.gov/news/press-releases/sb0657), [Office of the Comptroller of the Currency](https://www.occ.gov/news-issuances/news-releases/2026/nr-occ-2026-89.html), [Banking Dive](https://bankingdive.com/news/bofa-fined-1-21-billion-over-aml-bsa-occ-treasury/832915)) |
| Oct 13, 2026 | [JPMorgan](https://www.bankingnewsai.com/banks/jpmorgan-chase) | Q3 2026 call: outside AI agents stay blocked; AI spend put near $700 million ([CNBC](https://www.cnbc.com/2026/10/13/jpmorgan-ai-agents-account-access.html), [Banking Dive](https://www.bankingdive.com/news/jpmorgan-dimon-ai-agents-bank-customers-liability-transfer/832870), [American Banker](https://www.americanbanker.com/news/jpmorgan-warns-of-risks-to-consumers-who-rely-on-ai-agents)) |
| Oct 13, 2026 | [Goldman](https://www.bankingnewsai.com/banks/goldman-sachs) | Q3 2026 call: Solomon sets out AI guardrails and compute-supply risk ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-goldman-sachs-tops-q3-2026-estimates-as-revenue-rises-93CH-4947164), [American Banker](https://americanbanker.com/news/goldmans-solomon-wants-clear-human-accountability-on-ai)) |
| Oct 8, 2026 | [Goldman](https://www.bankingnewsai.com/banks/goldman-sachs) | Sneader: new joiners 'are managing agents' ([Bloomberg](https://bloomberg.com/news/articles/2026-10-08/young-bankers-to-manage-ai-agents-from-start-goldman-exec-says)) |
| Oct 6, 2026 | [UBS](https://www.bankingnewsai.com/banks/ubs) | Evident index: UBS sixth, the only European bank in the top ten ([Euronews via Yahoo Finance](https://finance.yahoo.com/news/ubs-only-european-bank-top-054547722.html)) |
| Oct 6, 2026 | [BofA](https://www.bankingnewsai.com/banks/bank-of-america) | Evident AI Index: seventh, up from tenth ([American Banker](https://americanbanker.com/news/jpmorganchase-still-tops-ai-ranking-as-big-bank-lead-widens)) |
| Oct 6, 2026 | [JPMorgan](https://www.bankingnewsai.com/banks/jpmorgan-chase) | Evident AI Index: first for the fourth consecutive year ([American Banker](https://www.americanbanker.com/news/jpmorganchase-still-tops-ai-ranking-as-big-bank-lead-widens)) |
| Oct 1, 2026 | [Barclays](https://www.bankingnewsai.com/banks/barclays) | Anthropic collaboration expanded ([Anthropic](https://www.anthropic.com/news/barclays-scales-claude), [Bloomberg](https://bloomberg.com/news/articles/2026-10-01/barclays-expands-use-of-anthropic-s-claude-in-efficiency-push), [Bloomberg via Yahoo Finance](https://finance.yahoo.com/technology/ai/articles/barclays-expands-anthropic-claude-efficiency-080000629.html), [Finextra](https://www.finextra.com/newsarticle/48519/barclays-ramps-up-use-of-anthropics-claude)) |
| Oct 1, 2026 | [Barclays](https://www.bankingnewsai.com/banks/barclays) | Co-COO on model choice and agentic AI ([American Banker](https://americanbanker.com/news/2026-the-most-powerful-women-in-banking-women-to-watch-24-anne-marie-darling-barclays)) |
| Oct 1, 2026 | [Citi](https://www.bankingnewsai.com/banks/citigroup) | Payments chief: no AI model to authorise payments ([American Banker](https://americanbanker.com/news/2026-the-most-powerful-women-in-banking-women-to-watch-7-debopama-sen-citi)) |
| Sep 29, 2026 | [Citi](https://www.bankingnewsai.com/banks/citigroup) | Market Guide platform relaunched with AI at Sibos ([Citigroup (Business Wire)](https://secure.businesswire.com/news/home/20260929289110/en/Citi-Investor-Services-Reimagines-Market-Guide-Platform-Harnessing-AI-to-Deliver-Timely-Intelligence-for-Decision-Makers)) |
| Sep 24, 2026 | [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | Five-year Google Cloud partnership for agentic AI ([BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation), [Finextra](https://finextra.com/newsarticle/48475/bnp-paribas-forges-agentic-ai-partnership-with-google-cloud)) |
| Sep 23, 2026 | [Deutsche Bank](https://www.bankingnewsai.com/banks/deutsche-bank) | CFO: Postbank AI tool to scale to the Deutsche Bank brand ([MarketBeat via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/deutsche-bank-targets-13-2028-130230943.html)) |
| Sep 22, 2026 | [BNP Paribas](https://www.bankingnewsai.com/banks/bnp-paribas) | Strategy update ties AI to support-function efficiency ([BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-leverages-its-leading-franchises-to-advance-a-compelling-growth-trajectory-through-europe-s-major-transformations)) |
| Sep 22, 2026 | [UBS](https://www.bankingnewsai.com/banks/ubs) | Ermotti at the BofA conference: AI 'is not for free' ([Investing.com](https://investing.com/news/transcripts/ubs-at-bank-of-america-financials-conference-growth-meets-capital-pressure-93CH-4910194)) |
| Sep 10, 2026 | [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | Design partner for OpenAI's banker research tool ([American Banker](https://www.americanbanker.com/news/openai-launches-financial-tool-for-wall-street-bankers)) |
| Sep 10, 2026 | [Morgan Stanley](https://www.bankingnewsai.com/banks/morgan-stanley) | OpenAI launches ChatGPT for Financial Services, shaped with Morgan Stanley and Evercore ([OpenAI](https://openai.com/index/introducing-chatgpt-financial-services/), [Fortune](https://fortune.com/2026/09/10/openai-courts-wall-street-with-chatgpt-for-financial-services-developed-with-morgan-stanley/)) |

## How do Goldman Sachs' AI model partners compare with other investment banks'?

Which labs and clouds each bank has named; 'platform' is the internal layer staff use.

| Bank | Platform | Named model and cloud partners | Latest move |
| --- | --- | --- | --- |
| Goldman Sachs | GS AI Platform and GS AI Assistant | GPT, Gemini and Claude models; Cognition's Devin; embedded Anthropic engineers | Anthropic co-development from February 2026; Mythos used for cyber resilience (April 2026) ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [Bloomberg](https://www.bloomberg.com/news/articles/2026-04-13/goldman-is-using-mythos-working-with-anthropic-on-cyber-risks)) |
| Morgan Stanley | AI @ Morgan Stanley Assistant, Debrief, AskResearchGPT | OpenAI as strategic partner for wealth; design partner for ChatGPT for Financial Services | September 10, 2026 ([Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [OpenAI](https://openai.com/index/introducing-chatgpt-financial-services/)) |
| JPMorgan Chase | LLM Suite | Third-party models (OpenAI, Anthropic and others) swapped in and out; Project Glasswing launch organisation | April 2026 ([American Banker](https://www.americanbanker.com/news/how-jpmorganchase-democratized-employee-access-to-gen-ai), [Anthropic](https://www.anthropic.com/glasswing)) |
| Citigroup | Citi Stylus Workspaces and Arc | Google Cloud (Vertex AI, Gemini), Anthropic Claude, Cognition's Devin | Arc agent platform, May 2026 ([PR Newswire](https://prnewswire.com/news-releases/citi-and-google-cloud-announce-strategic-agreement-to-modernize-citis-technology-infrastructure-and-drive-innovation-302288231.html), [Banking Dive](https://bankingdive.com/news/citi-agentic-AI-tools-stylus-workspaces/760868), [CIO Dive](https://www.ciodive.com/news/citi-launches-arc-scale-ai-agents/819113/)) |
| Barclays | Microsoft 365 Copilot, Claude-based Colleague Knowledge Assistant, BARXBot | Microsoft, Anthropic, GitLab | Expanded Anthropic collaboration, October 1, 2026 ([Anthropic](https://www.anthropic.com/news/barclays-scales-claude), [Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html)) |
| Deutsche Bank | dbLumina on Google's Gemini | Google Cloud; design partner for Gemini Enterprise for Financial Services | August 25, 2026 ([Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index), [Google Cloud](https://cloud.google.com/blog/products/ai-machine-learning/introducing-gemini-enterprise-for-financial-services)) |
| UBS | Red, Microsoft 365 Copilot, consolidating onto UBS Claves | Microsoft (Azure OpenAI Service, 365 Copilot), OpenAI | Every employee can build agents (July 2026) ([UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules), [Microsoft Customer Stories](https://www.microsoft.com/en/customers/story/19796-ubs-azure)) |
| BNP Paribas | LLM as a Service in its own data centres; LLM@CIB | Mistral AI; Google Cloud (Gemini Enterprise) | Five-year Google Cloud partnership, September 24, 2026 ([BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-provides-its-businesses-with-an-llm-as-a-service-platform-to-accelerate-the-industrialization-of-generative-ai-use-cases), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation)) |

## How many employees use AI at Goldman Sachs compared with its peers?

Each bank's own measure: access, active users, adoption rate or onboarding. Workforces differ in size by a factor of five.

| Bank | Reach disclosed | Date |
| --- | --- | --- |
| Goldman Sachs | GS AI Assistant for all 46,000 employees; more than a million prompts a month | July 2025; June 2026 ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [American Banker](https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance)) |
| Morgan Stanley | About 98% of 80,000 employees with access to at least one generative-AI tool | June 2026 ([American Banker](https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking)) |
| JPMorgan Chase | 150,000 weekly LLM Suite users | February 2026 ([JPMorganChase](https://www.jpmorganchase.com/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/2026-company-updates/company-update-chairman-ceo-transcript.pdf)) |
| Citigroup | More than 180,000 people, 87%-plus adoption, 65 million-plus interactions | September 2026 ([Citigroup](https://www.citigroup.com/global/news/perspectives/2026/competitive-differentiator-david-griffiths-building-worlds-most-ai-empowered-financial-institution)) |
| Barclays | Around 90% of colleagues on Microsoft Copilot; Claude assistant for 16,000-plus UK colleagues | February and October 2026 ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude)) |
| BNP Paribas | 100,000 people onboarded to 'My companion'; LLM@CIB for more than 65,000 | July and September 2026 ([BNP Paribas](https://invest.bnpparibas/document/2q26-slides), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation)) |
| Deutsche Bank | dbLumina for over half of employees; more than 80% use generative-AI tools | October 2026 ([Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index)) |

## How does Goldman Sachs' use of AI coding agents compare with other banks'?

Gains are each bank's own measure and are not comparable one to one.

| Bank | Tools | Developers | Result disclosed |
| --- | --- | --- | --- |
| Goldman Sachs | GitHub Copilot (2024), then Cognition's Devin; hundreds of agents beside human engineers | 12,000 | Up to 20% efficiency gains from Devin pilots ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [Forbes](https://forbes.com/sites/bernardmarr/2026/08/06/how-goldman-sachs-is-using-agentic-ai-for-software-engineering-at-scale), [American Banker](https://americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance)) |
| Morgan Stanley | DevGen.AI on OpenAI models for legacy code | About 16,000 | About 16 million lines of legacy code modernised by February 2026 ([American Banker](https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking)) |
| Citigroup | Devin; AI code review | Devin rollout to 40,000 from July 2025 | About 100,000 hours a week freed by AI code reviews ([American Banker](https://www.americanbanker.com/news/citi-is-rolling-out-agentic-ai-to-its-40-000-developers), [Citigroup](https://citigroup.com/rcs/citigpa/storage/public/investor-day/citi-ID26-full-event-transcript.pdf)) |
| Barclays | GitLab; Claude Code | 19,000 | Code implemented 15% faster; Claude Code expected for 50% of developers by end-2026 ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude)) |
| UBS | AI across the software lifecycle | About 18,000 | Over a quarter of AI suggestions go directly into production code ([UBS Group AG and UBS AG (Business Wire)](https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules)) |
| Deutsche Bank | GitHub Copilot and Google Gemini Code Assist | More than 15,000 | 1.5 to 2.5 hours saved a week; 'material 10x gains' on specific tasks ([Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index), [Deutsche Bank](https://www.db.com/news/detail/20260714-how-ai-is-reshaping-the-software-behind-everyday-banking?language_id=1)) |

## How does Goldman Sachs' client-facing AI compare with its rivals' in markets and wealth?

Tools each bank has put, or plans to put, in front of institutional and wealth clients or their advisers.

| Bank | Client or adviser AI | Status | Date |
| --- | --- | --- | --- |
| Goldman Sachs | Marquee AI natural-language research assistant; AlphaAI for AI-led investing in asset management | Marquee AI internal only; AlphaAI launched | July and August 2026 ([Goldman Sachs](https://goldmansachs.com/insights/goldman-sachs-exchanges/building-ai-systems-for-capital-markets), [Private Banker International (Yahoo Finance)](https://finance.yahoo.com/technology/ai/articles/goldman-sachs-launches-ai-investing-114538461.html)) |
| Morgan Stanley | ShareWorks and Equity Edge opened to clients' own agents via MCP; client-facing digital assistants in testing | Early access; testing from summer 2026 | June and July 2026 ([CNBC](https://www.cnbc.com/2026/06/03/ai-agents-morgan-stanley-wealth-management-funnel.html), [Reuters](https://www.reuters.com/business/finance/wall-street-banks-ramp-up-digital-assistants-bid-to-win-productivity-race-2026-07-13/)) |
| UBS | STAAT Insights for US advisors; agents that send alerts and, once an advisor decides, place trades and transfers | Nearly 90% of US advisor teams use the platform | April and July 2026 ([UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000053/investorpresotext2026.htm), [Reuters via Investing.com](https://www.investing.com/news/stock-market-news/wall-street-banks-ramp-up-digital-assistants-in-bid-towin-productivity-race-4787686)) |
| Barclays | BARXBot chatbot for FX quotations | Quotes 75% faster | February 2026 ([Yahoo Finance (Quartr)](https://finance.yahoo.com/quote/BARC.L/earnings/BARC.L-Q4-2025-earnings_call-391930.html)) |
| Deutsche Bank | Financial Research agent on Gemini Enterprise in the Corporate Bank | Deployed first in the Corporate Bank | August 2026 ([Google Cloud](https://cloud.google.com/blog/products/ai-machine-learning/introducing-gemini-enterprise-for-financial-services)) |
| Citigroup | Citi Sky AI wealth adviser for Citigold clients | Phased rollout from summer 2026 | April 2026 ([Citigroup (PR Newswire)](https://www.prnewswire.com/news-releases/citi-wealth-unveils-citi-sky--an-ai-powered-member-of-the-citi-wealth-team-built-using-google-cloud-and-google-deepmind-technologies-302749822.html)) |

## Which banks are Goldman's peers, and why these?

Goldman Sachs is compared here with Morgan Stanley, JPMorgan Chase, Bank of America, Citigroup, UBS Group AG, Barclays PLC, Deutsche Bank and BNP Paribas SA: chosen by the editors for this page (see the note below the table). Goldman Sachs is classed as a investment bank, broker or wealth manager in the Northeast.

The computed group mixed Goldman Sachs with custody banks, a retail broker and US regional lenders, so this page compares it with the US and European investment banks it meets in M&A, underwriting, markets and wealth (Morgan Stanley, JPMorgan Chase, Bank of America, Citigroup, UBS, Barclays, Deutsche Bank and BNP Paribas).

## Common questions

### Is Goldman Sachs better than Morgan Stanley at AI?

The record cannot settle capability. On this site's disclosure index Goldman scores 79.9 and Morgan Stanley 69.7, mostly because Goldman has more independent coverage (39 sources against 21). Morgan Stanley moved first with OpenAI, rolling an advisor assistant out in September 2023 that 98% of advisor teams adopted; Goldman gave its assistant to all 46,000 staff in July 2025 and embedded Anthropic engineers in 2026. ([Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html))

### How does Goldman Sachs compare with JPMorgan Chase on AI?

JPMorgan runs a larger program: a technology budget of about $19.8 billion in 2026, LLM Suite with 150,000 weekly users, and first place on Evident's index for four years. Goldman's is narrower and more vendor-embedded: one assistant for its 46,000 staff, Devin coding agents beside 12,000 engineers and Anthropic engineers co-building agents. Both used Anthropic's Mythos for cyber defence in April 2026. ([JPMorgan Chase & Co. (SEC filings)](https://www.sec.gov/Archives/edgar/data/19617/000162828026010693/firmoverview.htm), [JPMorganChase](https://www.jpmorganchase.com/content/dam/jpmc/jpmorgan-chase-and-co/investor-relations/documents/2026-company-updates/company-update-chairman-ceo-transcript.pdf), [American Banker](https://www.americanbanker.com/news/jpmorganchase-still-tops-ai-ranking-as-big-bank-lead-widens), [American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [Forbes](https://forbes.com/sites/bernardmarr/2026/08/06/how-goldman-sachs-is-using-agentic-ai-for-software-engineering-at-scale), [CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [Bloomberg](https://www.bloomberg.com/news/articles/2026-04-13/goldman-is-using-mythos-working-with-anthropic-on-cyber-risks), [Anthropic](https://www.anthropic.com/glasswing))

### Which AI models does Goldman Sachs use compared with other banks?

Goldman lets staff choose among GPT, Gemini and Claude models on its own GS AI Platform, and worked with embedded Anthropic engineers in 2026. Morgan Stanley's wealth unit has OpenAI as its strategic partner, Deutsche Bank's dbLumina runs on Google's Gemini, BNP Paribas pairs Mistral AI with Google Cloud, and Barclays uses Microsoft Copilot and Anthropic's Claude. ([American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html), [Morgan Stanley](https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch), [Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group), [BNP Paribas](https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation), [Anthropic](https://www.anthropic.com/news/barclays-scales-claude))

### Is AI cutting jobs at Goldman Sachs like at other banks?

Goldman frames it as slower hiring rather than cuts: Solomon said on the second-quarter 2026 call that the firm is not growing its human-capital footprint the same way and that AI will not replace its people, and president John Waldron calls the bank a 'human assembly line' facing automation. JPMorgan says AI cut 30% to 40% of jobs in some units; UBS cut internal staff from 108,648 to 103,177 in 2025, tied by Reuters to the Credit Suisse integration. ([The Motley Fool (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/goldman-sachs-gs-q2-2026-194711997.html), [American Banker](https://www.americanbanker.com/articles/goldman-president-says-bank-is-human-assembly-line-facing-automation), [CNBC](https://www.cnbc.com/2026/07/14/jpm-bank-of-america-citi-bank-earnings-live-updates.html), [UBS Group AG (SEC filing)](https://www.sec.gov/Archives/edgar/data/1610520/000161052026000023/ubs-20251231.htm), [Reuters via Investing.com](https://investing.com/news/stock-market-news/ubs-flags-3-billion-in-new-buybacks-by-endjune-after-forecastbeating-quarter-4818594))

### Why does Goldman Sachs score lower than JPMorgan and Citi on this site's AI index?

Because the index counts documented disclosure. Goldman has strong independent coverage (39 sources, close to JPMorgan's and Citi's 42) but records only 7 AI use cases in production and 14 quantified figures, against 16 use cases and 27 figures at Bank of America. It publishes no technology budget or AI-spend figure; its AI record is carried by executive interviews, the 10-K risk factor and vendor announcements. ([Goldman Sachs (SEC filing)](https://www.sec.gov/Archives/edgar/data/886982/000088698226000091/gs-20251231.htm), [American Banker](https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month), [CNBC](https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html))

### How does Goldman Sachs govern AI compared with peers?

Its 2025 10-K carries a standalone AI risk factor, and by mid-2026 a Firmwide AI Risk Committee co-chaired by the CIO and chief risk officer oversees AI risk; Solomon called for 'rigorous testing, independent review, continuous monitoring and clear human accountability' in October 2026. Barclays runs a Group AI Governance Council under an AI Policy and Standard, and Deutsche Bank publishes eight AI and data ethics principles. ([Goldman Sachs (SEC filing)](https://www.sec.gov/Archives/edgar/data/886982/000088698226000091/gs-20251231.htm), [Goldman Sachs (SEC filing)](https://www.sec.gov/Archives/edgar/data/886982/000088698226000297/gs-20260630.htm), [American Banker](https://americanbanker.com/news/goldmans-solomon-wants-clear-human-accountability-on-ai), [Barclays PLC (SEC 20-F)](https://www.sec.gov/Archives/edgar/data/312069/000031206926000004/bcs-20251231.htm), [Deutsche Bank](https://db.com/what-we-do/focus-topics/tech/index))

## Peers on this site

- [Morgan Stanley AI strategy](https://www.bankingnewsai.com/banks/morgan-stanley) · [vs peers](https://www.bankingnewsai.com/banks/morgan-stanley/vs-peers)
- [JPMorgan Chase AI strategy](https://www.bankingnewsai.com/banks/jpmorgan-chase) · [vs peers](https://www.bankingnewsai.com/banks/jpmorgan-chase/vs-peers)
- [Bank of America AI strategy](https://www.bankingnewsai.com/banks/bank-of-america) · [vs peers](https://www.bankingnewsai.com/banks/bank-of-america/vs-peers)
- [Citigroup AI strategy](https://www.bankingnewsai.com/banks/citigroup) · [vs peers](https://www.bankingnewsai.com/banks/citigroup/vs-peers)
- [UBS Group AG AI strategy](https://www.bankingnewsai.com/banks/ubs) · [vs peers](https://www.bankingnewsai.com/banks/ubs/vs-peers)
- [Barclays PLC AI strategy](https://www.bankingnewsai.com/banks/barclays) · [vs peers](https://www.bankingnewsai.com/banks/barclays/vs-peers)
- [Deutsche Bank AI strategy](https://www.bankingnewsai.com/banks/deutsche-bank) · [vs peers](https://www.bankingnewsai.com/banks/deutsche-bank/vs-peers)
- [BNP Paribas SA AI strategy](https://www.bankingnewsai.com/banks/bnp-paribas) · [vs peers](https://www.bankingnewsai.com/banks/bnp-paribas/vs-peers)

## Sources

1. Goldman Sachs taps Anthropic's Claude to automate accounting, compliance roles — CNBC, Feb 6, 2026. https://www.cnbc.com/2026/02/06/anthropic-goldman-sachs-ai-model-accounting.html
2. Launch of AI @ Morgan Stanley Debrief — Morgan Stanley, Jun 26, 2024. https://www.morganstanley.com/press-releases/ai-at-morgan-stanley-debrief-launch
3. Goldman Sachs staff now write a million gen AI prompts a month — American Banker, Jul 25, 2025. https://www.americanbanker.com/news/goldman-sachs-staff-now-write-a-million-gen-ai-prompts-a-month
4. Goldman Sachs is piloting its first autonomous coder in major AI milestone for Wall Street — CNBC, Jul 11, 2025. https://www.cnbc.com/2025/07/11/goldman-sachs-autonomous-coder-pilot-marks-major-ai-milestone.html
5. UBS reports 2Q26 net profit of USD 2.8bn and USD 5.8bn for 1H26 with robust momentum across businesses; Group invested assets at USD 7.3trn — UBS Group AG and UBS AG (Business Wire), Jul 29, 2026. https://businesswire.com/news/home/20260728010217/en/UBS-AG-UK-Regulatory-Announcement-UBS-reports-2Q26-net-profit-of-USD-2.8bn-and-USD-5.8bn-for-1H26-with-robust-momentum-across-businesses-Group-invested-assets-at-USD-7.3trn-Ad-hoc-announcement-pursuant-to-Article-53-of-the-SIX-Exchange-Regulation-Listing-Rules
6. Tech & Artificial Intelligence FAQ (undated page, retrieved 2026-10-05) — BNP Paribas, Oct 5, 2026. https://group.bnpparibas/en/group/about-us/frequently-asked-questions/faq-tech-artificial-intelligence
7. Building AI Systems for Capital Markets (Goldman Sachs Exchanges) — Goldman Sachs, Aug 24, 2026. https://goldmansachs.com/insights/goldman-sachs-exchanges/building-ai-systems-for-capital-markets
8. Goldman equips AI agents to do trade accounting, onboarding — American Banker, Feb 13, 2026. https://www.americanbanker.com/news/goldman-equips-ai-agents-do-trade-accounting-onboarding
9. Barclays scales Claude to upgrade operations and improve client experience — Anthropic, Oct 1, 2026. https://www.anthropic.com/news/barclays-scales-claude
10. Marco Argenti gives Goldman Sachs coders an AI helper — American Banker, Jun 1, 2026. https://www.americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance
11. Morgan Stanley's Tech Chief Used AI to Crack a Major Coding Problem — American Banker, Jun 1, 2026. https://www.americanbanker.com/news/morgan-stanleys-michael-pizzi-is-27-on-the-most-innovative-people-in-finance-ranking
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14. Marco Argenti gives Goldman Sachs coders an AI helper (Most Innovative People in Finance, #3) — American Banker, Jun 1, 2026. https://americanbanker.com/news/goldman-sachs-marco-argenti-is-3-on-the-most-innovative-people-in-finance
15. Citi is rolling out agentic AI to its 40,000 developers — American Banker, Jul 14, 2025. https://www.americanbanker.com/news/citi-is-rolling-out-agentic-ai-to-its-40-000-developers
16. Anthropic, Blackstone, and Hellman & Friedman Introduce Ode with Anthropic — Business Wire via FT Markets, Jul 15, 2026. https://markets.ft.com/data/announce/detail?dockey=600-202607151000BIZWIRE_USPRX____20260715_BW205134-1
17. BBVA and Goldman Sachs invest in OpenAI's new venture — American Banker, May 14, 2026. https://www.americanbanker.com/payments/news/bbva-and-goldman-sachs-invest-in-openais-new-venture
18. Goldman leads $110M bet on Taktile's AI software — American Banker, Jun 29, 2026. https://www.americanbanker.com/news/goldman-leads-110m-bet-on-taktiles-ai-software
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24. Earnings call transcript: BNP Paribas Q4 2025 earnings beat expectations — Investing.com, Feb 5, 2026. https://uk.investing.com/news/transcripts/earnings-call-transcript-bnp-paribas-q4-2025-earnings-beat-expectations-93CH-4491182
25. A Decade of AI Innovation: BofA's Virtual Assistant Erica Surpasses 3 Billion Client Interactions — Bank of America Newsroom, Aug 1, 2025. https://newsroom.bankofamerica.com/content/newsroom/press-releases/2025/08/a-decade-of-ai-innovation--bofa-s-virtual-assistant-erica-surpas.html
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27. How Bank of America's Erica does the work of 11,000 people — American Banker, Jan 22, 2026. https://www.americanbanker.com/news/how-bank-of-americas-erica-does-the-work-of-11-000-people
28. The AI Superfans Companies Count On to Convert the Skeptics — The Wall Street Journal, Jul 8, 2026. https://www.wsj.com/cio-journal/the-ai-superfans-companies-count-on-to-convert-the-skeptics-5b301a90
29. Earnings Results Presentation, First Quarter 2026 — Citigroup, Apr 14, 2026. https://www.citigroup.com/rcs/citigpa/storage/public/Earnings/Q12026/2026psqtr1rslt.pdf
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31. Driving AI Use Cases and Adoption (Women in Banking 2025 session) — American Banker, Oct 21, 2025. https://www.americanbanker.com/video/wib-2025/driving-ai-use-cases-and-adoption-aligning-business-value-data-readiness-and-risk-management
32. Morgan Stanley Research Announces AskResearchGPT — Morgan Stanley, Oct 1, 2024. https://www.morganstanley.com/press-releases/morgan-stanley-research-announces-askresearchgpt
33. Morgan Stanley Wins Three 2024 Technology Awards — Morgan Stanley, Dec 1, 2024. https://www.morganstanley.com/press-releases/morgan-stanley-wins-three-2024-technology-awards
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35. UBS appoints Chief AI Officer to drive its AI strategy — UBS Group AG, Oct 16, 2025. https://www.ubs.com/global/en/media/display-page-ndp/en-20251016-ai-strategy.html
36. UBS Group AG Annual Report 2025 on Form 20-F — UBS Group AG (SEC filing), Mar 9, 2026. https://www.sec.gov/Archives/edgar/data/1610520/000161052026000023/ubs-20251231.htm
37. Barclays to roll out Microsoft 365 Copilot to 100,000 colleagues — Microsoft, Jun 9, 2025. https://ukstories.microsoft.com/features/barclays-rolls-out-microsoft-365-copilot-to-100000-colleagues/
38. Scaling AI at Barclays: implementation, efficiency, and the future of customer experience (undated page, retrieved 2026-10-05) — Barclays, Oct 5, 2026. https://home.barclays/insights/2025/07/scaling-AI-at-Barclays
39. Barclays PLC Annual Report 2025 on Form 20-F — Barclays PLC (SEC 20-F), Feb 10, 2026. https://www.sec.gov/Archives/edgar/data/312069/000031206926000004/bcs-20251231.htm
40. Deutsche Bank's AI says it's coming for finance jobs — Finextra, Feb 23, 2026. https://finextra.com/newsarticle/47334/deutsche-banks-ai-says-its-coming-for-finance-jobs
41. Putting agentic AI to work in third party risk management — Deutsche Bank, May 13, 2026. https://www.db.com/news/detail/20260513-putting-agentic-ai-to-work-in-third-party-risk-management?language_id=1
42. How AI is reshaping the software behind everyday banking — Deutsche Bank, Jul 14, 2026. https://www.db.com/news/detail/20260714-how-ai-is-reshaping-the-software-behind-everyday-banking?language_id=1
43. Deutsche Bank estimates 30% uplift in client onboarding by deploying KYC AI — Finextra, Sep 23, 2026. https://finextra.com/newsarticle/48452/deutsche-bank-estimates-30-uplift-in-client-onboarding-by-deploying-kyc-ai
44. In the Clouds with... Deutsche Bank's Christian Rhino, CIO for private banking. — Google Cloud, Sep 14, 2026. https://cloud.google.com/transform/in-the-clouds-christian-rhino-deutsche-bank-financial-services-gen-ai-be-happy
45. Google Cloud launches AI platform for financial professionals — Finextra, Aug 26, 2026. https://finextra.com/newsarticle/48299/google-cloud-launches-ai-platform-for-financial-professionals
46. Deutsche Bank Expands AI Capabilities With Google Cloud's Gemini Enterprise — Bloomberg, Aug 25, 2026. https://bloomberg.com/news/articles/2026-08-25/deutsche-bank-accelerates-ai-adoption-with-new-google-service
47. BNP Paribas provides its businesses with an LLM as a Service platform to accelerate the industrialization of generative AI use cases. — BNP Paribas, Jun 5, 2025. https://group.bnpparibas/en/press-release/bnp-paribas-provides-its-businesses-with-an-llm-as-a-service-platform-to-accelerate-the-industrialization-of-generative-ai-use-cases
48. BNP Paribas and Mistral AI extend their partnership to support the next phase of generative AI deployment within the Group — BNP Paribas, May 26, 2026. https://group.bnpparibas/en/press-release/bnp-paribas-and-mistral-ai-extend-their-partnership-to-support-the-next-phase-of-generative-ai-deployment-within-the-group
49. BNP Paribas and Google Cloud Announce New Partnership on Agentic AI and Cloud Innovation — BNP Paribas, Sep 24, 2026. https://group.bnpparibas/en/press-release/bnp-paribas-and-google-cloud-announce-new-partnership-on-agentic-ai-and-cloud-innovation
50. Second Quarter 2026 Results presentation (23 July 2026) — BNP Paribas, Jul 23, 2026. https://invest.bnpparibas/document/2q26-slides
51. BNP Paribas forges agentic AI partnership with Google Cloud — Finextra, Sep 25, 2026. https://finextra.com/newsarticle/48475/bnp-paribas-forges-agentic-ai-partnership-with-google-cloud
52. US20260072655A1: Context injection for artificial intelligence (AI) coding assistants — Google Patents (USPTO), Mar 12, 2026. https://patents.google.com/patent/US20260072655A1/en
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83. JPMorganChase still tops AI ranking as big-bank lead widens — American Banker, Oct 6, 2026. https://americanbanker.com/news/jpmorganchase-still-tops-ai-ranking-as-big-bank-lead-widens
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94. Introducing ChatGPT for Financial Services — OpenAI, Sep 10, 2026. https://openai.com/index/introducing-chatgpt-financial-services/
95. OpenAI courts Wall Street with ChatGPT for financial services, developed with Morgan Stanley — Fortune, Sep 10, 2026. https://fortune.com/2026/09/10/openai-courts-wall-street-with-chatgpt-for-financial-services-developed-with-morgan-stanley/
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100. Citi launches Arc to scale AI agents across the business — CIO Dive, May 1, 2026. https://www.ciodive.com/news/citi-launches-arc-scale-ai-agents/819113/
101. Now introducing Gemini Enterprise for Financial Services — Google Cloud, Aug 25, 2026. https://cloud.google.com/blog/products/ai-machine-learning/introducing-gemini-enterprise-for-financial-services
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