# Cathay General Bancorp vs peers: AI and technology compared

Source: https://www.bankingnewsai.com/banks/cathay/vs-peers
Last updated: Oct 20, 2026

*Part of the [Cathay General Bancorp AI strategy profile](https://www.bankingnewsai.com/banks/cathay). Peer group: East West Bancorp, Hope Bancorp (Bank of Hope), Banc of California, CVB Financial Corp., First Hawaiian, Inc., Bank of Hawaii Corporation, Columbia Banking System, Valley National Bancorp.*

## How does Cathay General Bancorp compare with its peers on AI and technology?

On this site's AI disclosure index Cathay scores 2.6 (#110 of 120 US banks), eighth in a nine-bank group drawn from its own 2026 proxy peer group, level with Bank of Hope (2.1) at the bottom and far behind Valley (76.6), Columbia (63.3) and East West (49.2). The gap is that Cathay has put almost no AI on the record: its FY2023 to FY2025 10-Ks and its 2025 and 2026 10-Qs contain no reference to artificial intelligence, and none of its six earnings calls from Q1 2025 to Q2 2026 mention it. Its closest rival by business model, East West, at least calls AI a cost inside 7% to 9% expense growth (April 2026) and says AI is built into email and documents (September 2026). Valley reports about $15 million of run-rate AI savings against $3 million to $4 million of new AI spend (July 2026); Columbia's support assistant moved its human-call-to-AI-chat mix from 2:1 to 1:3 (April 2026); Banc of California says more than 80% of its developers use AI daily (April 2026). Where Cathay does disclose, it is cost and security: computer and equipment expense of $23.2 million in 2025, an independent NIST Cybersecurity Framework 2.0 assessment averaging 3.16, and an adjusted efficiency ratio of 37.0% in Q2 2026, against Valley's 52.1%. Its 10-K warns that some competitors have substantially greater resources to invest in technology. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774925005749/caty20241231_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774924005948/caty20231231_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-vly-q2-014436578.html), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html), [Cathay General Bancorp](https://cathaybank.com/CGB/ESG-report-2025), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm))

## Where does Cathay Bank lead its peers on AI?

- **A measured cyber programme, where Columbia disclosed a breach late.** Cathay's 2025 corporate responsibility report cites an independent NIST Cybersecurity Framework 2.0 assessment averaging 3.16 and more than 700 hours of security-team training, and Forbes ranked it 15th on its first Most Cybersecure Banks list in March 2024. Columbia disclosed a 2025 intrusion affecting 7,067 people 119 days after discovery, against a 30-day state limit. ([Cathay General Bancorp](https://cathaybank.com/CGB/ESG-report-2025), [Cathay Bank](https://www.cathaybank.com/about-us/insights-by-cathay/cathay-bank-ranked-forbes-americas-most-cybersecure-banks), [American Banker](https://www.americanbanker.com/news/how-columbia-bank-kept-a-breach-quiet-for-119-days))
- **One of the lowest cost bases in the group, without AI.** Cathay's adjusted efficiency ratio was 37.0% in Q2 2026 (41.5% reported), close to East West's 36.2% in Q1 2026 and well below Valley's 52.1% and Bank of Hope's 65.2% excluding notable items in Q2 2026. Valley attributes part of its improvement to AI; Cathay attributes none of its ratio to technology. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm), [Yahoo Finance](https://finance.yahoo.com/quote/NRB.F/earnings/NRB.F-Q2-2026-earnings_call-656220.html))
- **Board seats with technology and AI expertise.** Cathay added Ann Yee Kono, a former chief technology officer and chief information and risk officer at Ares Management, to its board in May 2024, and its 2026 proxy credits audit chair Elizabeth Woo with insight into data analytics, automation and AI. Bank of Hope added a former Global Payments CIO, Guido Sacchi, only at its May 2026 annual meeting. ([Cathay General Bancorp](https://www.cathaybank.com/CGB/pr-20240517), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926012477/caty20260328_def14a.htm), [Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000112836126000030/hope-20260521.htm))

## Where does Cathay Bank trail its peers on AI?

- **No AI in any filing while every peer's 10-K addresses it.** Cathay's FY2025 10-K contains no reference to AI. East West's carries one AI sentence in its technology-change risk factor, Bank of Hope's an AI risk factor, CVB's an AI Policy with a governance framework, and Valley's FY2025 10-K adds agentic AI and a warning about vendors adding AI to tools. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [East West Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1069157/000106915726000009/ewbc-20251231.htm), [Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000112836126000011/hope-20251231.htm), [CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526083221/cvbf-20251231.htm), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000017/vly-20251231.htm))
- **No AI remark on six calls while East West, Valley and Banc talk numbers.** None of Cathay's six calls from Q1 2025 to Q2 2026 mentions AI. East West's CFO said in April 2026 that AI is, for now, a cost; Valley reported about $15 million of run-rate AI savings in July 2026; Banc of California said more than 80% of developers use AI daily in April 2026. ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-q1-2025-beats-eps-forecast-93CH-3994460), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-vly-q2-014436578.html), [Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html))
- **No customer-service AI while Columbia and Valley run theirs.** Cathay discloses no AI in its contact center or app. Columbia says three AI applications run in its call center and an AI assistant changed its human-call-to-chat mix from 2:1 to 1:3; Valley runs a voice AI agent for past-due auto loans and hired a contact-center head from Capital One in February 2026. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Investing.com](https://www.investing.com/news/transcripts/columbia-banking-system-at-barclays-conference-discipline-drives-gains-93CH-4902099), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [MarketBeat via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-q1-earnings-223612150.html), [Valley National Bank (newsroom)](https://www.valley.com/about/newsroom/valley-bank-strengthens-leadership-team-to-accelerate-partner-banking-digital-innovation-and-customer-care))
- **No named technology or data officer.** Cathay's 10-K lists seven executive officers and no chief information, technology, data or AI officer; its CISO reports to the chief risk officer. Columbia names CIO Tom Rice and a chief administrative officer who was chief data officer; Valley names Nickolaus Lachman as head of AI and data science. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [PR Newswire](https://prnewswire.com/news-releases/columbia-banking-system-completes-acquisition-of-pacific-premier-bancorp-and-unifies-columbia-brand-302542727.html), [Columbia Banking System (SEC filings)](https://www.sec.gov/Archives/edgar/data/887343/000088734326000126/colb-20260331.htm), [American Banker](https://digital-banking.americanbanker.com/profile/nickolas-lachman))

## Where does Cathay Bank rank against its peers on AI disclosure?

Scores from the US AI disclosure index of 120 banks (0–100; 45% of the weight on independent coverage). The index measures what each bank has put on the public record and what outside outlets have reported about its AI, not capability or spending; every count is of entries on that bank's profile, each of which cites its sources.

| Bank | Score | Rank | Independent sources | Own disclosures | Use cases in production | Moves, last 12 months | Named AI platform |
| --- | --- | --- | --- | --- | --- | --- | --- |
| [Valley National Bancorp](https://www.bankingnewsai.com/banks/valley) | [76.6](https://www.bankingnewsai.com/banks/ai-index) | #26 of 120 | [11](https://www.bankingnewsai.com/banks/valley#sources) | [22](https://www.bankingnewsai.com/banks/valley#sources) | [13 of 17](https://www.bankingnewsai.com/banks/valley#where) | [22](https://www.bankingnewsai.com/banks/valley#timeline) | Cloud-first infrastructure, Valley's AI Assistant and tiered access ([Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/), [American Banker](https://americanbanker.com/news/valley-banks-russell-barrett-is-47-on-the-most-innovative-people-in-finance-ranking), [American Banker](https://digital-banking.americanbanker.com/profile/nickolas-lachman), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm)) |
| [Columbia Banking System](https://www.bankingnewsai.com/banks/columbia) | [63.3](https://www.bankingnewsai.com/banks/ai-index) | #45 of 120 | [10](https://www.bankingnewsai.com/banks/columbia#sources) | [14](https://www.bankingnewsai.com/banks/columbia#sources) | [15 of 16](https://www.bankingnewsai.com/banks/columbia#where) | [16](https://www.bankingnewsai.com/banks/columbia#timeline) | Integration-built infrastructure, not a disclosed AI platform ([American Banker](https://americanbanker.com/news/columbia-ceo-latest-merger-will-avoid-snags-of-the-last-one), [PR Newswire via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202604231601PR_NEWS_USPRX____SF41688-1), [PR Newswire via FT Markets](https://markets.ft.com/data/announce/full?dockey=600-202606250900PR_NEWS_USPRX____SF91495-1), [American Banker](https://www.americanbanker.com/news/columbia-eschews-more-m-a-amid-activist-investor-heat), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [Columbia Banking System (SEC filings)](https://www.sec.gov/Archives/edgar/data/887343/000088734325000262/colbq32025earningspresen.htm), [earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2025/08/05/columbia-bank-colb-earnings-call-transcript)) |
| [East West Bancorp](https://www.bankingnewsai.com/banks/east-west) | [49.2](https://www.bankingnewsai.com/banks/ai-index) | #59 of 120 | [7](https://www.bankingnewsai.com/banks/east-west#sources) | [15](https://www.bankingnewsai.com/banks/east-west#sources) | [8 of 10](https://www.bankingnewsai.com/banks/east-west#where) | [18](https://www.bankingnewsai.com/banks/east-west#timeline) | In-house US–Hong Kong payments and partner technology ([East West Bank](https://eastwestbank.com/en/newsroom/inthenews_030226), [PYMNTS](https://www.pymnts.com/news/banking/2025/east-west-bank-to-offer-commercial-clients-worldpay-solutions/), [American Banker](https://www.americanbanker.com/news/the-top-performing-banks-with-more-than-50b-of-assets-in-2025)) |
| [First Hawaiian, Inc.](https://www.bankingnewsai.com/banks/first-hawaiian) | [47.2](https://www.bankingnewsai.com/banks/ai-index) | #62 of 120 | [8](https://www.bankingnewsai.com/banks/first-hawaiian#sources) | [21](https://www.bankingnewsai.com/banks/first-hawaiian#sources) | [12 of 16](https://www.bankingnewsai.com/banks/first-hawaiian#where) | [13](https://www.bankingnewsai.com/banks/first-hawaiian#timeline) | Not disclosed |
| [Bank of Hawaii Corporation](https://www.bankingnewsai.com/banks/bank-of-hawaii) | [37.8](https://www.bankingnewsai.com/banks/ai-index) | #77 of 120 | [4](https://www.bankingnewsai.com/banks/bank-of-hawaii#sources) | [17](https://www.bankingnewsai.com/banks/bank-of-hawaii#sources) | [11 of 15](https://www.bankingnewsai.com/banks/bank-of-hawaii#where) | [17](https://www.bankingnewsai.com/banks/bank-of-hawaii#timeline) | Not disclosed |
| [Banc of California](https://www.bankingnewsai.com/banks/banc-of-california) | [34.7](https://www.bankingnewsai.com/banks/ai-index) | #82 of 120 | [1](https://www.bankingnewsai.com/banks/banc-of-california#sources) | [21](https://www.bankingnewsai.com/banks/banc-of-california#sources) | [10 of 14](https://www.bankingnewsai.com/banks/banc-of-california#where) | [15](https://www.bankingnewsai.com/banks/banc-of-california#timeline) | BancEdge (formerly Deepstack) payments platform, SmartStreet ([Los Angeles Business Journal (reprint posted by Banc of California)](https://dam.bancofcal.com/m/7591d34845dbcd7/original/LABJ-Payments-Push.pdf), [Banc of California](https://dam.bancofcal.com/m/4aa1623087c0b1bf/original/Banc-of-California-2024-Impact-Report.pdf), [Banc of California](https://dam.bancofcal.com/m/24e2a5fdb699888c/original/CORP29-Banc-of-California-Corporate-Fact-Sheet.pdf), [Banc of California](https://bancofcal.com/about-us/newsroom/press-releases/banc-of-california-renews-commitment-to-alliance-for-southern-california-innovation), [Los Angeles Business Journal (reprint posted by Banc of California)](https://dam.bancofcal.com/m/504e5b3f4debf87f/original/LABJ-Building-Momentum-3-2-26.pdf), [Banc of California](https://bancofcal.com/business-insights/the-growing-threat-of-ai-fraud/), [Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1169770/000162828026021447/banc-20260326.htm)) |
| [CVB Financial Corp.](https://www.bankingnewsai.com/banks/cvb-financial) | [16.8](https://www.bankingnewsai.com/banks/ai-index) | #99 of 120 | [1](https://www.bankingnewsai.com/banks/cvb-financial#sources) | [18](https://www.bankingnewsai.com/banks/cvb-financial#sources) | [8 of 8](https://www.bankingnewsai.com/banks/cvb-financial#where) | [17](https://www.bankingnewsai.com/banks/cvb-financial#timeline) | Not disclosed |
| [Cathay General Bancorp (this page)](https://www.bankingnewsai.com/banks/cathay) | [2.6](https://www.bankingnewsai.com/banks/ai-index) | #110 of 120 | [4](https://www.bankingnewsai.com/banks/cathay#sources) | [19](https://www.bankingnewsai.com/banks/cathay#sources) | [9 of 10](https://www.bankingnewsai.com/banks/cathay#where) | [11](https://www.bankingnewsai.com/banks/cathay#timeline) | Not disclosed |
| [Hope Bancorp (Bank of Hope)](https://www.bankingnewsai.com/banks/bank-of-hope) | [2.1](https://www.bankingnewsai.com/banks/ai-index) | #114 of 120 | [3](https://www.bankingnewsai.com/banks/bank-of-hope#sources) | [23](https://www.bankingnewsai.com/banks/bank-of-hope#sources) | [6 of 8](https://www.bankingnewsai.com/banks/bank-of-hope#where) | [14](https://www.bankingnewsai.com/banks/bank-of-hope#timeline) | Not disclosed |

## On which parts of the AI record is Cathay Bank ahead of or behind its peers?

Each row is one input of the index, counted on the profiles of Cathay Bank and the 8 peers that are scored on the same basis. "Place" is Cathay Bank's position in the group of 9 (1st = most).

| Component (weight) | Cathay Bank | Peer median | Most in the group | Place |
| --- | --- | --- | --- | --- |
| Independent sources (45%) | 4 | 5.5 | [Valley (11)](https://www.bankingnewsai.com/banks/valley) | 5th of 9 |
| Use cases in production (10%) | 9 | 10.5 | [Columbia (15)](https://www.bankingnewsai.com/banks/columbia) | 6th of 9 |
| Own primary disclosures (10%) | 19 | 19.5 | [Bank of Hope (23)](https://www.bankingnewsai.com/banks/bank-of-hope) | 5th of 9 |
| Dated moves, last 12 months (10%) | 11 | 16.5 | [Valley (22)](https://www.bankingnewsai.com/banks/valley) | 9th of 9 |
| Disclosed numbers (5%) | 11 | 13.5 | [Valley (18)](https://www.bankingnewsai.com/banks/valley) | 7th of 9 |
| Named AI leaders (5%) | 6 | 8 | [Valley (14)](https://www.bankingnewsai.com/banks/valley) | 7th of 9 |
| Use cases described (5%) | 10 | 14.5 | [Valley (17)](https://www.bankingnewsai.com/banks/valley) | 6th of 9 |

## What has each bank in Cathay Bank's peer group disclosed about its AI?

Facts from each bank's profile, cited to the profile's own sources. "Not disclosed" means the bank's public record, as cited on its profile, does not state it.

| Bank | Platform or assistant, as the profile names it | AI leaders named | Headline AI number disclosed | Patents on the record | Open AI roles |
| --- | --- | --- | --- | --- | --- |
| [Cathay General Bancorp](https://www.bankingnewsai.com/banks/cathay) | Not disclosed | [6, incl. Chang M. Liu (President and CEO)](https://www.bankingnewsai.com/banks/cathay#people) ([Cathay General Bancorp](https://cathaygeneralbancorp.com/CGB/pr-20260722), [Cathay General Bancorp](https://cathaybank.com/CGB/annual-report-2025)) | Earnings calls with an AI mention, Q1 2025 to Q2 2026: 0 of 6 (Jul 22, 2026) ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-q1-2025-beats-eps-forecast-93CH-3994460), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-sees-strong-q2-2025-growth-93CH-4286918), [The Motley Fool (earnings call transcript)](https://fool.com/earnings/call-transcripts/2026/04/22/cathay-caty-q3-2025-earnings-call-transcript), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-beats-q4-2025-earnings-forecasts-93CH-4461755), [The Motley Fool (earnings call transcript)](https://fool.com/earnings/call-transcripts/2026/04/22/cathay-caty-q1-2026-earnings-call-transcript), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238)) | Not disclosed | Not surveyed |
| [East West Bancorp](https://www.bankingnewsai.com/banks/east-west) | In-house US–Hong Kong payments and partner technology ([East West Bank](https://eastwestbank.com/en/newsroom/inthenews_030226), [PYMNTS](https://www.pymnts.com/news/banking/2025/east-west-bank-to-offer-commercial-clients-worldpay-solutions/), [American Banker](https://www.americanbanker.com/news/the-top-performing-banks-with-more-than-50b-of-assets-in-2025)) | [9, incl. Dominic Ng (Chairman and CEO)](https://www.bankingnewsai.com/banks/east-west#people) ([East West Bancorp](https://eastwestbank.com/assets/docs/news-room/EWBC_4Q2025-Earnings-Release.pdf), [American Banker](https://www.americanbanker.com/news/the-top-performing-banks-with-more-than-50b-of-assets-in-2025)) | 2026 expense growth guidance (includes AI, cyber and monitoring investment): 7% to 9% (Apr 21, 2026) ([Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html)) | Not disclosed | [6 open AI roles (Oct 1, 2026); most in AI engineering](https://www.bankingnewsai.com/banks/east-west#roles) |
| [Hope Bancorp (Bank of Hope)](https://www.bankingnewsai.com/banks/bank-of-hope) | Not disclosed | [4, incl. Kevin S. Kim (Chairman, President and CEO, Hope Bancorp)](https://www.bankingnewsai.com/banks/bank-of-hope#people) ([Hope Bancorp (Business Wire via FT)](https://markets.ft.com/data/announce/detail?dockey=600-202607270800BIZWIRE_USPRX____20260727_BW546817-1), [American Banker](https://www.americanbanker.com/news/l-a-bank-to-buy-u-s-commercial-banking-unit-from-japans-smbc)) | Full-time equivalent employees (Bank and Hope Bancorp): 1,434 (1,244 a year earlier) (Dec 31, 2025) ([Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000112836126000011/hope-20251231.htm)) | Not disclosed | Not surveyed |
| [Banc of California](https://www.bankingnewsai.com/banks/banc-of-california) | BancEdge (formerly Deepstack) payments platform, SmartStreet ([Los Angeles Business Journal (reprint posted by Banc of California)](https://dam.bancofcal.com/m/7591d34845dbcd7/original/LABJ-Payments-Push.pdf), [Banc of California](https://dam.bancofcal.com/m/4aa1623087c0b1bf/original/Banc-of-California-2024-Impact-Report.pdf), [Banc of California](https://dam.bancofcal.com/m/24e2a5fdb699888c/original/CORP29-Banc-of-California-Corporate-Fact-Sheet.pdf), [Banc of California](https://bancofcal.com/about-us/newsroom/press-releases/banc-of-california-renews-commitment-to-alliance-for-southern-california-innovation), [Los Angeles Business Journal (reprint posted by Banc of California)](https://dam.bancofcal.com/m/504e5b3f4debf87f/original/LABJ-Building-Momentum-3-2-26.pdf), [Banc of California](https://bancofcal.com/business-insights/the-growing-threat-of-ai-fraud/), [Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html), [SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1169770/000162828026021447/banc-20260326.htm)) | [5, incl. Jared Wolff (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/banc-of-california#people) ([American Banker](https://www.americanbanker.com/news/banc-of-california-takes-big-2q-loss-due-to-restructuring), [Los Angeles Business Journal (reprint posted by Banc of California)](https://dam.bancofcal.com/m/504e5b3f4debf87f/original/LABJ-Building-Momentum-3-2-26.pdf)) | Developers using AI in daily workflows: More than 80% (Apr 23, 2026) ([Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html)) | Not disclosed | [2 open AI roles (Sep 24, 2026); most in AI product & strategy](https://www.bankingnewsai.com/banks/banc-of-california#roles) |
| [CVB Financial Corp.](https://www.bankingnewsai.com/banks/cvb-financial) | Not disclosed | [7, incl. David A. Brager (Chief Executive Officer)](https://www.bankingnewsai.com/banks/cvb-financial#people) ([Yahoo Finance](https://finance.yahoo.com/quote/CVBF/earnings/CVBF-Q3-2025-earnings_call-367007.html), [Citizens Business Bank](https://cbbank.com/about-us/leadership-team)) | Seats on the AI Governance Council (COO as chair, CIO, CISO, Human Resource Director, Deputy Chief Credit Officer, Associate General Counsel): 6 (Apr 7, 2026) ([CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526144078/cvbf-20260401.htm)) | Not disclosed | Not surveyed |
| [First Hawaiian, Inc.](https://www.bankingnewsai.com/banks/first-hawaiian) | Not disclosed | [7, incl. Bob Harrison (Chairman, President and CEO)](https://www.bankingnewsai.com/banks/first-hawaiian#people) ([American Banker](https://americanbanker.com/news/first-hawaiian-strikes-2b-deal-to-return-to-u-s-mainland), [First Hawaiian, Inc. (GlobeNewswire)](https://www.globenewswire.com/news-release/2026/07/24/3332805/0/en/first-hawaiian-inc-reports-second-quarter-2026-financial-results-and-declares-dividend.html)) | Automated credit-card decisions (vendor-reported, Zest AI): 55% of applications, from 4%; instant approvals 40%, from 4% (Jun 5, 2025) ([Zest AI (vendor case study)](https://www.zest.ai/learn/success_stories/first-hawaiian-bank/)) | Not disclosed | [1 open AI roles (Sep 24, 2026); most in AI product & strategy](https://www.bankingnewsai.com/banks/first-hawaiian#roles) |
| [Bank of Hawaii Corporation](https://www.bankingnewsai.com/banks/bank-of-hawaii) | Not disclosed | [10, incl. James C. Polk (President and CEO)](https://www.bankingnewsai.com/banks/bank-of-hawaii#people) ([MarketBeat (Yahoo Finance)](https://finance.yahoo.com/markets/stocks/articles/bank-hawaii-shareholders-elect-directors-100836326.html)) | Digital enrolments / average monthly logins: 350,000+ / 6.4 million (Dec 31, 2025) ([Bank of Hawaii Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/46195/000004619526000023/boh_2025xarsxfiling.htm)) | Not disclosed | Not surveyed |
| [Columbia Banking System](https://www.bankingnewsai.com/banks/columbia) | Integration-built infrastructure, not a disclosed AI platform ([American Banker](https://americanbanker.com/news/columbia-ceo-latest-merger-will-avoid-snags-of-the-last-one), [PR Newswire via FT Markets](https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202604231601PR_NEWS_USPRX____SF41688-1), [PR Newswire via FT Markets](https://markets.ft.com/data/announce/full?dockey=600-202606250900PR_NEWS_USPRX____SF91495-1), [American Banker](https://www.americanbanker.com/news/columbia-eschews-more-m-a-amid-activist-investor-heat), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [Columbia Banking System (SEC filings)](https://www.sec.gov/Archives/edgar/data/887343/000088734325000262/colbq32025earningspresen.htm), [earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2025/08/05/columbia-bank-colb-earnings-call-transcript)) | [13, incl. Clint Stein (President and CEO, Columbia Banking System)](https://www.bankingnewsai.com/banks/columbia#people) ([American Banker](https://americanbanker.com/news/columbia-ceo-latest-merger-will-avoid-snags-of-the-last-one), [American Banker](https://www.americanbanker.com/news/columbia-eschews-more-m-a-amid-activist-investor-heat)) | Customer-support mix, human calls to AI-assistant chats: 2 : 1 → 1 : 3 (Apr 23, 2026) ([Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [MarketBeat via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-banking-system-q1-earnings-223611466.html)) | Not disclosed | [1 open AI roles (Sep 24, 2026); most in ML & data science](https://www.bankingnewsai.com/banks/columbia#roles) |
| [Valley National Bancorp](https://www.bankingnewsai.com/banks/valley) | Cloud-first infrastructure, Valley's AI Assistant and tiered access ([Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/), [American Banker](https://americanbanker.com/news/valley-banks-russell-barrett-is-47-on-the-most-innovative-people-in-finance-ranking), [American Banker](https://digital-banking.americanbanker.com/profile/nickolas-lachman), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm)) | [14, incl. Ira Robbins (Chairman and CEO)](https://www.bankingnewsai.com/banks/valley#people) ([Valley National Bancorp](https://valley.com/content/dam/valley/pdfs/earnings/2026/q1/Exhibit%2099.1%20Earnings%20Release%2004.23.2026%20FINAL.pdf)) | Vendor contracts being replaced by AI: 3 (Jul 10, 2026) ([Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/)) | Not disclosed | Not surveyed |

## What are the latest dated moves on the AI record of Cathay Bank and its peers?

The two newest dated entries of each bank since Oct 16, 2025, from the timelines of the profiles (which also log filings, results and deals that bear on the AI record), newest first.

| Date | Bank | Move |
| --- | --- | --- |
| Oct 1, 2026 | [Bank of Hope](https://www.bankingnewsai.com/banks/bank-of-hope) | SMBC MANUBANK commercial banking unit acquisition completed ([Hope Bancorp (Business Wire via FT)](https://markets.ft.com/data/announce/detail?dockey=600-202610010830BIZWIRE_USPRX____20261001_BW057537-1), [Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000112836126000049/hope-20261001.htm)) |
| Sep 29, 2026 | [Valley](https://www.bankingnewsai.com/banks/valley) | Robbins on CNBC: AI agents not a threat to regional banks ([CNBC](https://cnbc.com/video/2026/09/29/valley-national-ceo-ira-robbins-ai-agents-not-a-threat-to-regional-banks.html)) |
| Sep 28, 2026 | [Valley](https://www.bankingnewsai.com/banks/valley) | Bluevine acquired for $340 million to accelerate the AI roadmap ([Valley National Bancorp (SEC filings, Form 8-K Exhibit 99.1)](https://www.sec.gov/Archives/edgar/data/714310/000119312526403391/d31493dex991.htm), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000119312526403391/d31493dex992.htm), [Banking Dive](https://www.bankingdive.com/news/valley-national-bank-acquire-fintech-bluevine-340m-small-business-banking/831503/)) |
| Sep 15, 2026 | [Columbia](https://www.bankingnewsai.com/banks/columbia) | Barclays conference: AI answers most client messages ([Investing.com](https://www.investing.com/news/transcripts/columbia-banking-system-at-barclays-conference-discipline-drives-gains-93CH-4902099)) |
| Sep 14, 2026 | [East West](https://www.bankingnewsai.com/banks/east-west) | Barclays conference: CFO describes everyday AI use ([Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251)) |
| Sep 2, 2026 | [Bank of Hope](https://www.bankingnewsai.com/banks/bank-of-hope) | Regulatory approvals for the SMBC MANUBANK unit ([Hope Bancorp (Business Wire via Yahoo Finance)](https://finance.yahoo.com/economy/policy/articles/bank-hope-receives-regulatory-approvals-203000121.html)) |
| Aug 24, 2026 | [East West](https://www.bankingnewsai.com/banks/east-west) | Third among top-performing banks over $50 billion ([American Banker](https://www.americanbanker.com/news/the-top-performing-banks-with-more-than-50b-of-assets-in-2025)) |
| Aug 14, 2026 | [First Hawaiian](https://www.bankingnewsai.com/banks/first-hawaiian) | TriCo Integration Management Office established ([First Hawaiian, Inc. (SEC filings)](https://www.sec.gov/Archives/edgar/data/36377/000110465926097140/tm2620283d10_425.htm)) |
| Aug 7, 2026 | [Citizens Business Bank](https://www.bankingnewsai.com/banks/cvb-financial) | Q2 2026 10-Q: computer software expense up 39.14% ([CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526340248/cvbf-20260630.htm)) |
| Aug 7, 2026 | [Banc of California](https://www.bankingnewsai.com/banks/banc-of-california) | Q2 2026 10-Q lists AI among competing technologies ([SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1169770/000162828026054876/banc-20260630.htm)) |
| Aug 7, 2026 | [Cathay Bank](https://www.bankingnewsai.com/banks/cathay) | Q2 2026 10-Q: still no AI reference ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm)) |
| Aug 4, 2026 | [Columbia](https://www.bankingnewsai.com/banks/columbia) | Second-quarter 10-Q names AI as a competitive technology and reports the MOVEit litigation ([Columbia Banking System (SEC filings)](https://www.sec.gov/Archives/edgar/data/887343/000088734326000170/colb-20260630.htm)) |
| Aug 3, 2026 | [First Hawaiian](https://www.bankingnewsai.com/banks/first-hawaiian) | Q2 2026 10-Q mentions AI only as a forward-looking factor ([First Hawaiian, Inc. (SEC filings)](https://www.sec.gov/Archives/edgar/data/36377/000110465926089785/fhb-20260630x10q.htm)) |
| Jul 29, 2026 | [Banc of California](https://www.bankingnewsai.com/banks/banc-of-california) | Q2 2026 call: APIs added, no AI remarks ([The Motley Fool (earnings call transcript)](https://www.fool.com/earnings/call-transcripts/2026/08/07/banc-of-california-banc-q2-2026-earnings-call-transcript/)) |
| Jul 28, 2026 | [Bank of Hawaii](https://www.bankingnewsai.com/banks/bank-of-hawaii) | Second-quarter 2026 10-Q: AI risk factor only ([Bank of Hawaii Corporation (SEC filings)](https://www.sec.gov/Archives/edgar/data/46195/000004619526000056/boh-20260630.htm)) |
| Jul 27, 2026 | [Bank of Hawaii](https://www.bankingnewsai.com/banks/bank-of-hawaii) | Second-quarter 2026 call: no AI discussion ([Investing.com](https://ca.investing.com/news/transcripts/earnings-call-transcript-bank-of-hawaii-posts-mixed-q2-2026-results-as-shares-fall-93CH-4755043)) |
| Jul 23, 2026 | [Citizens Business Bank](https://www.bankingnewsai.com/banks/cvb-financial) | Q2 2026 results: AI appears only as a forward-looking factor ([Yahoo Finance](https://finance.yahoo.com/quote/CVBF/earnings/CVBF-Q1-2026-earnings_call-544871.html), [Yahoo Finance](https://finance.yahoo.com/quote/BCV.F/earnings/BCV.F-Q2-2026-earnings_call-653685.html), [CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526340248/cvbf-20260630.htm)) |
| Jul 22, 2026 | [Cathay Bank](https://www.bankingnewsai.com/banks/cathay) | Second-quarter 2026 results ([Cathay General Bancorp](https://cathaygeneralbancorp.com/CGB/pr-20260722), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238)) |

## How does Cathay compare with East West Bank on AI and technology?

The two Los Angeles-area banks with the deepest roots in Chinese-American and Asian-American banking, on what each has disclosed. A blank means nothing is on the record, not that nothing exists.

| Dimension | Cathay | East West |
| --- | --- | --- |
| Scale | About $24 billion of assets; 64 branches in nine states and Hong Kong; 1,268 team members (2025) | $84.8 billion of assets (June 30, 2026); 96 US branches in seven states plus branches in China and Hong Kong; 3,350 FTEs ([Cathay General Bancorp](https://cathaybank.com/CGB/ESG-report-2025), [East West Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1069157/000106915726000044/ewbc-20260630.htm), [East West Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1069157/000106915726000009/ewbc-20251231.htm)) |
| AI in the 10-K | None | One sentence in the technology-change risk factor ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [East West Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1069157/000106915726000009/ewbc-20251231.htm)) |
| AI on earnings calls | 0 of 6 calls, Q1 2025 to Q2 2026 | 1 of 4 calls (Q1 2026: 'AI is a cost'); AI built into email and documents (Barclays conference, September 2026) ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251)) |
| Cross-border technology | Hong Kong branch; representative offices in Beijing, Shanghai and Taipei; US-China economic report for clients | In-house faster US-Hong Kong funds transfer; online FX with straight-through processing; multi-currency mobile app ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Cathay Bank](https://cathaybank.com/US-China-Annual-Report-2026-EN), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251)) |
| Efficiency | Adjusted efficiency ratio 37.0% (Q2 2026) | Efficiency ratio 36.2% (Q1 2026) ([Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html)) |
| Technology cost disclosed | Computer and equipment expense $23.2 million in 2025, $6.6 million in Q2 2026 | 2026 expense growth guidance of 8% to 9%, including AI, cyber and monitoring ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm), [The Motley Fool](https://fool.com/earnings/call-transcripts/2026/07/21/east-west-bancorp-ewbc-q2-2026-earnings-call-transcript)) |

## What AI do Cathay's proxy peers have in production?

The AI each bank in the group has described as in use, with the disclosed scale.

| Bank | What it has | Scale disclosed | Date |
| --- | --- | --- | --- |
| Cathay | None disclosed; AML tools named are NICE Actimize and LexisNexis Bridger Insight, not described as AI | n/a | May 2025 to August 2026 ([Cathay Bank](https://cathaybank.com/anti-money-laundering/questionnaire), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm)) |
| Valley | Voice AI agent for past-due auto loans; fraud, prospecting and next-best-offer AI; AI Assistant with tiered access | ≈ $15 million run-rate savings vs $3-4 million new AI spend; 3 vendor contracts replaced | July 2026 ([MarketBeat via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-q1-earnings-223612150.html), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-vly-q2-014436578.html), [Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/)) |
| Columbia | Call-center AI applications, AI support assistant, AI Smart Leads, in-house fraud models | Human calls to AI chats 2:1 to 1:3; 83 platforms using some AI | July 2025 to September 2026 ([Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [Investing.com](https://www.investing.com/news/transcripts/columbia-banking-system-at-barclays-conference-discipline-drives-gains-93CH-4902099), [earnings call transcript (The Motley Fool)](https://fool.com/earnings/call-transcripts/2025/08/05/columbia-bank-colb-earnings-call-transcript)) |
| Banc of California | Copilot and developer AI; BSA review support and customer-service use cases | More than 80% of developers use AI daily | April 2026 ([Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html)) |
| East West | AI built into email and documents; data dashboards built in days | Not disclosed | September 2026 ([Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251)) |
| First Hawaiian | Zest AI credit-card underwriting | Automated decisions 4% to 55% (vendor-reported) | June 2025 ([Zest AI (vendor case study)](https://www.zest.ai/learn/success_stories/first-hawaiian-bank/)) |
| CVB Financial | AI tools flagging departures from known transaction patterns; draft training and marketing material | Selective and limited use | April 2026 ([CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526144078/cvbf-20260401.htm)) |
| Bank of Hope | Board AI acceptable-use policy; no use case disclosed | n/a | April 2026 ([Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000153949726001123/n5730_x2-def14a.htm)) |

## How does Cathay's technology spending compare with its peers'?

Technology cost lines as each bank reports them; the lines are defined differently and are not directly comparable. No bank in the group discloses an AI budget.

| Bank | Technology cost line | Period | Efficiency ratio |
| --- | --- | --- | --- |
| Cathay | Computer and equipment $23.2 million (2024: $20.1 million); data processing $17.5 million | 2025 | 37.0% adjusted (Q2 2026) ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238)) |
| Banc of California | Information technology and data processing $55.5 million (2024: $60.4 million) | 2025 | Not in the sources reviewed ([SEC EDGAR](https://www.sec.gov/Archives/edgar/data/1169770/000162828026012946/banc-20251231.htm)) |
| CVB Financial | Computer software $17.1 million, up 12.07% | 2025 | Not in the sources reviewed ([CVB Financial Corp. (SEC filings)](https://www.sec.gov/Archives/edgar/data/354647/000119312526083221/cvbf-20251231.htm)) |
| Valley | Technology, furniture and equipment $33.2 million, up ≈ 8.4% | Q2 2026 | 52.1% non-GAAP (Q2 2026) ([Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/exhibit991earningsrelease0.htm), [Valley National Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm)) |
| East West | Expense growth guidance 8% to 9%, including AI, cyber and monitoring | 2026 | 36.2% (Q1 2026) ([The Motley Fool](https://fool.com/earnings/call-transcripts/2026/07/21/east-west-bancorp-ewbc-q2-2026-earnings-call-transcript), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html)) |
| Bank of Hope | Non-interest expense $98 million | Q2 2026 | 65.2% excluding notable items (Q2 2026) ([Yahoo Finance](https://finance.yahoo.com/quote/NRB.F/earnings/NRB.F-Q2-2026-earnings_call-656220.html)) |

## Which banks are Cathay Bank's peers, and why these?

Cathay General Bancorp is compared here with East West Bancorp, Hope Bancorp (Bank of Hope), Banc of California, CVB Financial Corp., First Hawaiian, Inc., Bank of Hawaii Corporation, Columbia Banking System and Valley National Bancorp: chosen by the editors for this page (see the note below the table). Cathay General Bancorp is classed as a regional or retail-commercial bank in the West.

The computed group mixed in Mountain West and Pacific Northwest banks that do not serve Cathay's markets; all eight banks here sit in the 18-company compensation peer group of Cathay's 2026 proxy, led by East West and Bank of Hope, the two larger Los Angeles-area banks built on Asian-American communities, with the California and Hawaii regionals and two larger multi-state banks (Columbia and Valley) that operate in Cathay's states.

## Common questions

### Does Cathay Bank use AI?

Not that it has disclosed. Its FY2023, FY2024 and FY2025 10-Ks and its 2025 and 2026 10-Qs contain no reference to artificial intelligence, its six earnings calls from Q1 2025 to Q2 2026 do not mention it, and its 2025 annual and corporate responsibility reports do not discuss it. The only AI line is a director's biography in the proxy. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774925005749/caty20241231_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774924005948/caty20231231_10k.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Cathay General Bancorp](https://cathaybank.com/CGB/ESG-report-2025), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926012477/caty20260328_def14a.htm))

### Is Cathay better than East West at AI?

The record cannot settle capability, but East West has put more on it: 49.2 on this site's disclosure index against Cathay's 2.6. East West's 10-K mentions AI once, its CFO called AI a cost inside 2026 expense guidance and described AI in email and documents; Cathay has said nothing about AI in filings or calls. ([East West Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1069157/000106915726000009/ewbc-20251231.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html), [Investing.com](https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm))

### How does Cathay compare with Bank of Hope on technology?

Both are quiet on AI: Cathay scores 2.6 and Bank of Hope 2.1 on this site's index. Bank of Hope has an AI risk factor and a board policy that limits AI use until vetted; Cathay has neither in its filings. Cathay runs a lower-cost bank: a 37.0% adjusted efficiency ratio against Hope's 65.2% in Q2 2026. ([Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000112836126000011/hope-20251231.htm), [Hope Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/1128361/000153949726001123/n5730_x2-def14a.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238), [Yahoo Finance](https://finance.yahoo.com/quote/NRB.F/earnings/NRB.F-Q2-2026-earnings_call-656220.html))

### Which bank in Cathay's peer group leads on AI?

Valley, at 76.6 on this site's index, reports about $15 million of run-rate AI savings against $3 million to $4 million of new AI spend, a head of AI and data science and three vendor contracts being replaced by AI. Columbia (63.3) runs AI in its call center. Cathay is eighth of the nine. ([Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-vly-q2-014436578.html), [American Banker](https://digital-banking.americanbanker.com/profile/nickolas-lachman), [Banking Dive](https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/), [Investing.com](https://www.investing.com/news/transcripts/columbia-banking-system-at-barclays-conference-discipline-drives-gains-93CH-4902099))

### How does Cathay's cybersecurity compare with its peers'?

Cathay discloses measured inputs: an independent NIST Cybersecurity Framework 2.0 assessment averaging 3.16, more than 700 hours of team training and no material data breaches, and Forbes ranked it 15th on its 2024 Most Cybersecure Banks list. Columbia disclosed a 2025 breach affecting 7,067 people 119 days after discovery. ([Cathay General Bancorp](https://cathaybank.com/CGB/ESG-report-2025), [Cathay Bank](https://www.cathaybank.com/about-us/insights-by-cathay/cathay-bank-ranked-forbes-americas-most-cybersecure-banks), [American Banker](https://www.americanbanker.com/news/how-columbia-bank-kept-a-breach-quiet-for-119-days))

### Why does Cathay rank so low on the AI index?

Because the index measures disclosure and Cathay has disclosed almost nothing about AI. It names no AI leader, use case, vendor or budget, and its filings and calls are silent on AI. The index scores what is on the record, not capability; Cathay's 10-K itself says some competitors have greater resources to invest in technology. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Investing.com](https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238))

### How does Cathay compare with Banc of California on technology?

Banc of California, another Los Angeles bank in Cathay's proxy peer group, scores 34.7 on this site's index against Cathay's 2.6. It reports nearly universal employee AI access, more than 80% of developers using AI daily and AI use cases in BSA review support and customer service (April 2026), and runs its own payments platform, BancEdge. Cathay discloses none of these. ([Yahoo Finance (Motley Fool transcript)](https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926012477/caty20260328_def14a.htm), [Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm))

### Does Cathay have AI in its mobile app or contact center?

None that it has disclosed. Its 10-K lists Internet banking, its website, extended weekday hours and Saturday banking among the ways it competes. Columbia, a peer, says an AI support assistant moved its customer-support mix from two human calls per AI chat to one call per three chats (April 2026), and Valley runs a voice AI agent for past-due auto loans. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html), [MarketBeat via Yahoo Finance](https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-q1-earnings-223612150.html))

### Who oversees technology risk at Cathay?

The chief information security officer reports to Chief Risk Officer Diana Deen, who joined in January 2025 after heading global compliance strategy, technology and operations at JPMorgan from 2008 to 2013. The 10-K names no chief information, technology, data or AI officer among its seven executive officers. ([Cathay General Bancorp (SEC filings)](https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm), [Cathay General Bancorp](https://cathaybank.com/CGB/pr-20250117))

## Peers on this site

- [East West Bancorp AI strategy](https://www.bankingnewsai.com/banks/east-west) · [vs peers](https://www.bankingnewsai.com/banks/east-west/vs-peers)
- [Hope Bancorp (Bank of Hope) AI strategy](https://www.bankingnewsai.com/banks/bank-of-hope) · [vs peers](https://www.bankingnewsai.com/banks/bank-of-hope/vs-peers)
- [Banc of California AI strategy](https://www.bankingnewsai.com/banks/banc-of-california) · [vs peers](https://www.bankingnewsai.com/banks/banc-of-california/vs-peers)
- [CVB Financial Corp. AI strategy](https://www.bankingnewsai.com/banks/cvb-financial) · [vs peers](https://www.bankingnewsai.com/banks/cvb-financial/vs-peers)
- [First Hawaiian, Inc. AI strategy](https://www.bankingnewsai.com/banks/first-hawaiian) · [vs peers](https://www.bankingnewsai.com/banks/first-hawaiian/vs-peers)
- [Bank of Hawaii Corporation AI strategy](https://www.bankingnewsai.com/banks/bank-of-hawaii) · [vs peers](https://www.bankingnewsai.com/banks/bank-of-hawaii/vs-peers)
- [Columbia Banking System AI strategy](https://www.bankingnewsai.com/banks/columbia) · [vs peers](https://www.bankingnewsai.com/banks/columbia/vs-peers)
- [Valley National Bancorp AI strategy](https://www.bankingnewsai.com/banks/valley) · [vs peers](https://www.bankingnewsai.com/banks/valley/vs-peers)

## Sources

1. Cathay General Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Cathay General Bancorp (SEC filings), Mar 2, 2026. https://www.sec.gov/Archives/edgar/data/861842/000143774926006157/caty20251231c_10k.htm
2. Cathay General Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2024 — Cathay General Bancorp (SEC filings), Feb 28, 2025. https://www.sec.gov/Archives/edgar/data/861842/000143774925005749/caty20241231_10k.htm
3. Cathay General Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2023 — Cathay General Bancorp (SEC filings), Feb 29, 2024. https://www.sec.gov/Archives/edgar/data/861842/000143774924005948/caty20231231_10k.htm
4. Cathay General Bancorp Quarterly Report on Form 10-Q for the quarter ended June 30, 2026 — Cathay General Bancorp (SEC filings), Aug 7, 2026. https://www.sec.gov/Archives/edgar/data/861842/000143774926026554/caty20260630_10q.htm
5. Earnings call transcript: Cathay General Bancorp tops Q2 2026 estimates — Investing.com, Jul 22, 2026. https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-tops-q2-2026-estimates-93CH-4807238
6. East West (EWBC) Q1 2026 Earnings Transcript — Yahoo Finance, Apr 21, 2026. https://finance.yahoo.com/markets/stocks/articles/east-west-ewbc-q1-2026-222917326.html
7. East West Bank at Barclays conference: growth, fees and capital (transcript) — Investing.com, Sep 14, 2026. https://investing.com/news/transcripts/east-west-bank-at-barclays-conference-growth-fees-and-capital-93CH-4900251
8. Valley National Bancorp (VLY) Q2 2026 Earnings Call Transcript — Yahoo Finance, Jul 24, 2026. https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-vly-q2-014436578.html
9. Columbia (COLB) Q1 2026 Earnings Call Transcript — Yahoo Finance, Apr 23, 2026. https://finance.yahoo.com/markets/stocks/articles/columbia-colb-q1-2026-earnings-235221791.html
10. Banc of California (BANC) Q1 2026 Transcript — Yahoo Finance (Motley Fool transcript), Apr 23, 2026. https://finance.yahoo.com/markets/stocks/articles/banc-california-banc-q1-2026-182536514.html
11. 2025 Corporate Responsibility Report — Cathay General Bancorp, Jul 1, 2026. https://cathaybank.com/CGB/ESG-report-2025
12. Valley National Bancorp second quarter 2026 earnings presentation (Form 8-K, Exhibit 99.2) — Valley National Bancorp (SEC filings), Jul 23, 2026. https://www.sec.gov/Archives/edgar/data/714310/000071431026000036/a2q26earningspresentatio.htm
13. Cathay Bank Ranked on Forbes as One of America's Most Cybersecure Banks — Cathay Bank, Mar 25, 2024. https://www.cathaybank.com/about-us/insights-by-cathay/cathay-bank-ranked-forbes-americas-most-cybersecure-banks
14. How Columbia Bank (Wash.) kept a breach quiet for 119 days — American Banker, May 15, 2026. https://www.americanbanker.com/news/how-columbia-bank-kept-a-breach-quiet-for-119-days
15. Hope Bancorp Inc. Q2 FY2026 earnings call transcript — Yahoo Finance, Jul 27, 2026. https://finance.yahoo.com/quote/NRB.F/earnings/NRB.F-Q2-2026-earnings_call-656220.html
16. Cathay Announces Two New Board Directors — Cathay General Bancorp, May 17, 2024. https://www.cathaybank.com/CGB/pr-20240517
17. Cathay General Bancorp 2026 Proxy Statement (DEF 14A) — Cathay General Bancorp (SEC filings), Apr 16, 2026. https://www.sec.gov/Archives/edgar/data/861842/000143774926012477/caty20260328_def14a.htm
18. Hope Bancorp, Inc. Form 8-K: results of the 2026 annual meeting of stockholders — Hope Bancorp (SEC filings), May 22, 2026. https://www.sec.gov/Archives/edgar/data/1128361/000112836126000030/hope-20260521.htm
19. East West Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — East West Bancorp (SEC filings), Feb 27, 2026. https://www.sec.gov/Archives/edgar/data/1069157/000106915726000009/ewbc-20251231.htm
20. Hope Bancorp, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Hope Bancorp (SEC filings), Feb 25, 2026. https://www.sec.gov/Archives/edgar/data/1128361/000112836126000011/hope-20251231.htm
21. CVB Financial Corp. Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — CVB Financial Corp. (SEC filings), Feb 27, 2026. https://www.sec.gov/Archives/edgar/data/354647/000119312526083221/cvbf-20251231.htm
22. Valley National Bancorp Annual Report on Form 10-K for the fiscal year ended December 31, 2025 — Valley National Bancorp (SEC filings), Feb 27, 2026. https://www.sec.gov/Archives/edgar/data/714310/000071431026000017/vly-20251231.htm
23. Earnings call transcript: Cathay General Bancorp Q1 2025 — Investing.com, Apr 21, 2025. https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-q1-2025-beats-eps-forecast-93CH-3994460
24. Columbia Banking System at Barclays conference: discipline drives gains — Investing.com, Sep 15, 2026. https://www.investing.com/news/transcripts/columbia-banking-system-at-barclays-conference-discipline-drives-gains-93CH-4902099
25. Valley National Bancorp Q1 Earnings Call Highlights — MarketBeat via Yahoo Finance, Apr 23, 2026. https://finance.yahoo.com/markets/stocks/articles/valley-national-bancorp-q1-earnings-223612150.html
26. Valley Bank Strengthens Leadership Team to Accelerate Partner Banking, Digital Innovation, and Customer Care — Valley National Bank (newsroom), Feb 11, 2026. https://www.valley.com/about/newsroom/valley-bank-strengthens-leadership-team-to-accelerate-partner-banking-digital-innovation-and-customer-care
27. Columbia Banking System Completes Acquisition of Pacific Premier Bancorp and Unifies Columbia Brand — PR Newswire, Sep 2, 2025. https://prnewswire.com/news-releases/columbia-banking-system-completes-acquisition-of-pacific-premier-bancorp-and-unifies-columbia-brand-302542727.html
28. Columbia Banking System 2026 Proxy Statement (Form DEF 14A): executive officers — Columbia Banking System (SEC filings), Mar 31, 2026. https://www.sec.gov/Archives/edgar/data/887343/000088734326000126/colb-20260331.htm
29. Nickolaus Lachman, SVP, Head of AI & Data Science, Valley Bank (Digital Banking speaker profile) — American Banker, Apr 15, 2026. https://digital-banking.americanbanker.com/profile/nickolas-lachman
30. Valley Bank exec: AI is changing build-versus-buy question — Banking Dive, Jul 10, 2026. https://www.bankingdive.com/news/valley-bank-ai-strategy-roi-vendors-midsize-lenders/824927/
31. #47 Valley Bank's COO is building an AI-ready bank — American Banker, Jun 1, 2026. https://americanbanker.com/news/valley-banks-russell-barrett-is-47-on-the-most-innovative-people-in-finance-ranking
32. Columbia CEO: Latest merger will avoid snags of the last one — American Banker, Apr 28, 2025. https://americanbanker.com/news/columbia-ceo-latest-merger-will-avoid-snags-of-the-last-one
33. Columbia Banking System, Inc. Reports First Quarter 2026 Results — PR Newswire via FT Markets, Apr 23, 2026. https://markets-data-api-proxy.ft.com/data/announce/full?dockey=600-202604231601PR_NEWS_USPRX____SF41688-1
34. 2026 Columbia Bank Business Barometer: U.S. Small and Midsize Businesses Poised for Growth, Waiting to Make Significant Moves — PR Newswire via FT Markets, Jun 25, 2026. https://markets.ft.com/data/announce/full?dockey=600-202606250900PR_NEWS_USPRX____SF91495-1
35. Columbia eschews more M&A amid activist investor heat — American Banker, Oct 31, 2025. https://www.americanbanker.com/news/columbia-eschews-more-m-a-amid-activist-investor-heat
36. Third Quarter 2025 Investor Presentation (Form 8-K, Exhibit 99.2) — Columbia Banking System (SEC filings), Oct 30, 2025. https://www.sec.gov/Archives/edgar/data/887343/000088734325000262/colbq32025earningspresen.htm
37. Columbia Bank (COLB) Q2 2025 earnings call transcript — earnings call transcript (The Motley Fool), Jul 24, 2025. https://fool.com/earnings/call-transcripts/2025/08/05/columbia-bank-colb-earnings-call-transcript
38. Banking & Finance Quarterly: Enduring Headwinds (Los Angeles Business Journal interview, reprinted by East West Bank) — East West Bank, Mar 2, 2026. https://eastwestbank.com/en/newsroom/inthenews_030226
39. East West Bank to Offer Commercial Clients Worldpay Solutions — PYMNTS, Oct 8, 2025. https://www.pymnts.com/news/banking/2025/east-west-bank-to-offer-commercial-clients-worldpay-solutions/
40. The top-performing banks with more than $50B of assets in 2025 — American Banker, Aug 24, 2026. https://www.americanbanker.com/news/the-top-performing-banks-with-more-than-50b-of-assets-in-2025
41. Banc of California Makes a Payments Push — Los Angeles Business Journal (reprint posted by Banc of California), Mar 9, 2026. https://dam.bancofcal.com/m/7591d34845dbcd7/original/LABJ-Payments-Push.pdf
42. Banc of California 2024 Impact Report — Banc of California, Aug 6, 2025. https://dam.bancofcal.com/m/4aa1623087c0b1bf/original/Banc-of-California-2024-Impact-Report.pdf
43. Banc of California Corporate Fact Sheet (financial highlights as of 30 June 2026) — Banc of California, Jul 28, 2026. https://dam.bancofcal.com/m/24e2a5fdb699888c/original/CORP29-Banc-of-California-Corporate-Fact-Sheet.pdf
44. Banc of California Renews Commitment to Alliance for Southern California Innovation — Banc of California, Nov 25, 2024. https://bancofcal.com/about-us/newsroom/press-releases/banc-of-california-renews-commitment-to-alliance-for-southern-california-innovation
45. Banking & Finance Quarterly: Building Momentum (Los Angeles Business Journal interview with Jared Wolff) — Los Angeles Business Journal (reprint posted by Banc of California), Mar 2, 2026. https://dam.bancofcal.com/m/504e5b3f4debf87f/original/LABJ-Building-Momentum-3-2-26.pdf
46. The Growing Threat of AI Fraud — Banc of California, Sep 30, 2024. https://bancofcal.com/business-insights/the-growing-threat-of-ai-fraud/
47. Banc of California 2026 proxy statement (DEF 14A), letter to stockholders — SEC EDGAR, Mar 26, 2026. https://www.sec.gov/Archives/edgar/data/1169770/000162828026021447/banc-20260326.htm
48. Cathay General Bancorp Announces Second Quarter 2026 Results — Cathay General Bancorp, Jul 22, 2026. https://cathaygeneralbancorp.com/CGB/pr-20260722
49. Cathay General Bancorp 2025 Annual Report — Cathay General Bancorp, Mar 31, 2026. https://cathaybank.com/CGB/annual-report-2025
50. Earnings call transcript: Cathay General Bancorp sees strong Q2 2025 growth — Investing.com, Jul 22, 2025. https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-sees-strong-q2-2025-growth-93CH-4286918
51. Cathay (CATY) Q3 2025 Earnings Call Transcript — The Motley Fool (earnings call transcript), Oct 21, 2025. https://fool.com/earnings/call-transcripts/2026/04/22/cathay-caty-q3-2025-earnings-call-transcript
52. Earnings call transcript: Cathay General Bancorp beats Q4 2025 earnings forecasts — Investing.com, Jan 22, 2026. https://investing.com/news/transcripts/earnings-call-transcript-cathay-general-bancorp-beats-q4-2025-earnings-forecasts-93CH-4461755
53. Cathay (CATY) Q1 2026 Earnings Call Transcript — The Motley Fool (earnings call transcript), Apr 22, 2026. https://fool.com/earnings/call-transcripts/2026/04/22/cathay-caty-q1-2026-earnings-call-transcript
54. East West Bancorp Reports Record Net Income for 2025 of $1.3 Billion — East West Bancorp, Jan 22, 2026. https://eastwestbank.com/assets/docs/news-room/EWBC_4Q2025-Earnings-Release.pdf
55. Hope Bancorp Reports Financial Results for the Second Quarter and Six Months Ended June 30, 2026 — Hope Bancorp (Business Wire via FT), Jul 27, 2026. https://markets.ft.com/data/announce/detail?dockey=600-202607270800BIZWIRE_USPRX____20260727_BW546817-1
56. LA bank to buy US commercial banking unit from Japan's SMBC — American Banker, Apr 1, 2026. https://www.americanbanker.com/news/l-a-bank-to-buy-u-s-commercial-banking-unit-from-japans-smbc
57. Banc of California takes big 2Q loss due to restructuring — American Banker, Jul 29, 2026. https://www.americanbanker.com/news/banc-of-california-takes-big-2q-loss-due-to-restructuring
58. CVB Financial Corporation (CVBF) Q3 FY2025 earnings call transcript — Yahoo Finance, Oct 23, 2025. https://finance.yahoo.com/quote/CVBF/earnings/CVBF-Q3-2025-earnings_call-367007.html
59. Leadership Team (undated page, retrieved 2026-10-05) — Citizens Business Bank, Oct 5, 2026. https://cbbank.com/about-us/leadership-team
60. CVB Financial Corp. Definitive Proxy Statement (DEF 14A) for the 2026 annual meeting — CVB Financial Corp. (SEC filings), Apr 7, 2026. https://www.sec.gov/Archives/edgar/data/354647/000119312526144078/cvbf-20260401.htm
61. First Hawaiian strikes $2B deal to return to U.S. mainland — American Banker, Jul 13, 2026. https://americanbanker.com/news/first-hawaiian-strikes-2b-deal-to-return-to-u-s-mainland
62. First Hawaiian, Inc. Reports Second Quarter 2026 Financial Results and Declares Dividend — First Hawaiian, Inc. (GlobeNewswire), Jul 24, 2026. https://www.globenewswire.com/news-release/2026/07/24/3332805/0/en/first-hawaiian-inc-reports-second-quarter-2026-financial-results-and-declares-dividend.html
63. First Hawaiian Bank says "yes" to AI-automated underwriting (customer success story) — Zest AI (vendor case study), Jun 5, 2025. https://www.zest.ai/learn/success_stories/first-hawaiian-bank/
64. Bank of Hawaii Shareholders Re-Elect Directors, Approve Pay and EY as Auditor at Virtual AGM — MarketBeat (Yahoo Finance), Apr 28, 2026. https://finance.yahoo.com/markets/stocks/articles/bank-hawaii-shareholders-elect-directors-100836326.html
65. Bank of Hawai‘i Corporation 2025 Annual Report (Form ARS) — Bank of Hawaii Corporation (SEC filings), Mar 13, 2026. https://www.sec.gov/Archives/edgar/data/46195/000004619526000023/boh_2025xarsxfiling.htm
66. Columbia Banking System Q1 Earnings Call Highlights — MarketBeat via Yahoo Finance, Apr 23, 2026. https://finance.yahoo.com/markets/stocks/articles/columbia-banking-system-q1-earnings-223611466.html
67. Valley National Bancorp Announces First Quarter 2026 Results — Valley National Bancorp, Apr 23, 2026. https://valley.com/content/dam/valley/pdfs/earnings/2026/q1/Exhibit%2099.1%20Earnings%20Release%2004.23.2026%20FINAL.pdf
68. Bank of Hope Completes Acquisition of the Commercial Banking Unit of SMBC MANUBANK — Hope Bancorp (Business Wire via FT), Oct 1, 2026. https://markets.ft.com/data/announce/detail?dockey=600-202610010830BIZWIRE_USPRX____20261001_BW057537-1
69. Hope Bancorp, Inc. Form 8-K: completion of the SMBC MANUBANK unit acquisition — Hope Bancorp (SEC filings), Oct 1, 2026. https://www.sec.gov/Archives/edgar/data/1128361/000112836126000049/hope-20261001.htm
70. Valley National CEO Ira Robbins: AI agents not a threat to regional banks — CNBC, Sep 29, 2026. https://cnbc.com/video/2026/09/29/valley-national-ceo-ira-robbins-ai-agents-not-a-threat-to-regional-banks.html
71. Valley National Bancorp to Acquire Bluevine Inc., Accelerating Its Digital Small Business Growth Strategy and Meaningfully Enhancing Its Core Funding Capabilities — Valley National Bancorp (SEC filings, Form 8-K Exhibit 99.1), Sep 28, 2026. https://www.sec.gov/Archives/edgar/data/714310/000119312526403391/d31493dex991.htm
72. Accelerating Valley's National Digital Banking Franchise (Form 8-K Exhibit 99.2) — Valley National Bancorp (SEC filings), Sep 28, 2026. https://www.sec.gov/Archives/edgar/data/714310/000119312526403391/d31493dex992.htm
73. Valley National Bank to acquire fintech Bluevine for $340M — Banking Dive, Sep 28, 2026. https://www.bankingdive.com/news/valley-national-bank-acquire-fintech-bluevine-340m-small-business-banking/831503/
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92. Cathay General Bancorp Announces Retirement of Chief Risk Officer of Cathay Bank and Appointment of Successor — Cathay General Bancorp, Jan 17, 2025. https://cathaybank.com/CGB/pr-20250117

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