# AI regulation for compliance officers: where to start and what is due

Source: https://www.bankingnewsai.com/ai-regulation/for-compliance-officers
Last updated: Oct 12, 2026

## Due next

- Oct 20, 2026 — Comment deadline: [CFTC Compute Derivatives RFC](https://www.bankingnewsai.com/ai-regulation/documents/cftc-compute-derivatives-rfc-2026) — CFTC Compute Derivatives RFC: comment period closes ([CFTC](https://www.bankingnewsai.com/ai-regulation/cftc))
- Oct 26, 2026 — Comment deadline: [Colorado AG proposed ADMT rules](https://www.bankingnewsai.com/ai-regulation/documents/co-ag-admt-proposed-rules-2026) — Colorado AG proposed ADMT rules: comment period closes ([Colorado AI Act](https://www.bankingnewsai.com/ai-regulation/colorado-ai-act))
- Oct 31, 2026 — Milestone: Deadline for significant institutions to submit AI-cyber action plans to their JSTs ([ECB](https://www.bankingnewsai.com/ai-regulation/ecb))
- Nov 2026 — Milestone: RAISE Act: DFS begins directing large frontier developers to register ([NY DFS](https://www.bankingnewsai.com/ai-regulation/ny-dfs))
- Nov 20, 2026 — Takes effect: [Consumer Credit Directive (EU) 2023/2225](https://www.bankingnewsai.com/ai-regulation/documents/eu-consumer-credit-directive-2023-2225) — Consumer Credit Directive (EU) 2023/2225 takes effect ([EU AI Act](https://www.bankingnewsai.com/ai-regulation/eu-ai-act))
- Dec 1, 2026 — Milestone: Regulation 10-1-1: annual life insurer reports and non-use attestations due ([Colorado AI Act](https://www.bankingnewsai.com/ai-regulation/colorado-ai-act))
- Dec 2, 2026 — Milestone: Article 50(2) marking transition ends ([EU AI Act](https://www.bankingnewsai.com/ai-regulation/eu-ai-act))
- Jan 1, 2027 — Takes effect: [SB 26-189](https://www.bankingnewsai.com/ai-regulation/documents/co-sb26-189) — SB 26-189 takes effect ([Colorado AI Act](https://www.bankingnewsai.com/ai-regulation/colorado-ai-act))
- Jan 1, 2027 — Takes effect: [HB 26-1263](https://www.bankingnewsai.com/ai-regulation/documents/co-hb26-1263) — HB 26-1263 takes effect ([Colorado AI Act](https://www.bankingnewsai.com/ai-regulation/colorado-ai-act))
- Jan 1, 2027 — Takes effect: [AB 1609](https://www.bankingnewsai.com/ai-regulation/documents/ca-ab-1609-2026) — AB 1609 takes effect ([California CPPA](https://www.bankingnewsai.com/ai-regulation/california))

## Open consultations

- [CFTC Compute Derivatives RFC](https://www.bankingnewsai.com/ai-regulation/documents/cftc-compute-derivatives-rfc-2026) — comments due Oct 20, 2026
- [Colorado AG proposed ADMT rules](https://www.bankingnewsai.com/ai-regulation/documents/co-ag-admt-proposed-rules-2026) — comments due Oct 26, 2026

## Latest warnings

- Sep 3, 2026 — [FinCEN](https://www.bankingnewsai.com/ai-regulation/fincen): [FIN-2026-Alert005 (Digital Asset Investment Scam Centers)](https://www.bankingnewsai.com/ai-regulation/documents/fincen-alert-2026-scam-centers)
- Sep 2, 2026 — [UK (BoE / PRA / FCA)](https://www.bankingnewsai.com/ai-regulation/uk): [FCA multi-firm review: Frontier AI and cyber resilience (Sep 2026)](https://www.bankingnewsai.com/ai-regulation/documents/fca-frontier-ai-cyber-resilience-2026)
- Aug 31, 2026 — [FSB](https://www.bankingnewsai.com/ai-regulation/fsb): [FSB Chair's letter to G20 (Aug 2026)](https://www.bankingnewsai.com/ai-regulation/documents/fsb-chair-letter-g20-august-2026)
- Jul 31, 2026 — [EBA](https://www.bankingnewsai.com/ai-regulation/eba): [ESA Statement on ICT risks from frontier AI models (JC 2026 25)](https://www.bankingnewsai.com/ai-regulation/documents/esas-jc-2026-25-frontier-ai-statement)
- Jul 24, 2026 — [FinCEN](https://www.bankingnewsai.com/ai-regulation/fincen): [FIN-2026-Alert004 (Federal Student Aid Fraud)](https://www.bankingnewsai.com/ai-regulation/documents/fincen-alert-2026-federal-student-aid-fraud)
- Jul 7, 2026 — [ECB](https://www.bankingnewsai.com/ai-regulation/ecb): [ECB 'Dear CEO' letter on AI-enabled cybersecurity threats (SSM-2026-0301)](https://www.bankingnewsai.com/ai-regulation/documents/ecb-letter-ai-enabled-cybersecurity-threats-2026)
- Jun 2, 2026 — [Hong Kong SFC](https://www.bankingnewsai.com/ai-regulation/sfc): [SFC Circular 26EC32 (AI-enabled cyberattacks)](https://www.bankingnewsai.com/ai-regulation/documents/sfc-circular-ai-enabled-cyberattacks-2026)
- May 22, 2026 — [Japan FSA](https://www.bankingnewsai.com/ai-regulation/japan-fsa): [Japan FSA/BOJ frontier AI request](https://www.bankingnewsai.com/ai-regulation/documents/japan-fsa-boj-frontier-ai-request-2026)

## Start here

- [Compliance checklist by quarter](https://www.bankingnewsai.com/ai-regulation/compliance-checklist)
- [Rules by use case](https://www.bankingnewsai.com/ai-regulation/by-use-case)
- [Deadlines](https://www.bankingnewsai.com/ai-regulation/deadlines)
- [All documents](https://www.bankingnewsai.com/ai-regulation/documents)

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