# 2026 BoE/FCA AI survey: The Bank of England and FCA's 2026 AI Survey

Source: https://www.bankingnewsai.com/ai-regulation/documents/uk-ai-in-financial-services-survey-2026
Last updated: Aug 26, 2026

The fourth joint Bank of England and FCA AI survey opened on 5 June 2026 and closed to firm responses on 31 July 2026. Building on the 2019, 2022 and 2024 editions, it is the first to cover foundation models, generative AI and agentic AI explicitly, and its results — expected later in 2026 — will be the first regulator dataset anywhere on agentic AI deployment in banks.

## At a glance

| Field | Value |
| --- | --- |
| Authority | [UK (BoE / PRA / FCA)](https://www.bankingnewsai.com/ai-regulation/uk) |
| Type | Survey |
| Status | Final |
| Published | Jun 5, 2026 |
| Comment deadline | Jul 31, 2026 |
| Applies to | Voluntary survey of BoE-, PRA- and FCA-regulated firms; no obligations |
| Official text | https://www.bankofengland.co.uk/prudential-regulation/regulatory-digest/2026/june-2026 |

## Key points

- Announced in the PRA Regulatory Digest for June 2026; open 5 June to 31 July 2026.
- Voluntary; aims to understand development, deployment and use of AI/ML including foundation models, GenAI and agentic AI.
- Continues the biennial series (2019, 2022, 2024) to build a longer-term picture of adoption.
- Committed to in both 1 April 2026 BoE/PRA letters and supported by the FPC, which asked for further work on agentic AI in payments and markets.
- 2024 baseline: 75% adoption, 17% foundation-model share, one third third-party implementations, 2% fully autonomous use cases.

## What changed for banks

The 2026 edition extends the UK's core AI monitoring tool to agentic systems. Its findings will feed the FPC's next financial-stability assessment and the PRA's decision on whether to add guardrails beyond SS1/23.

## Use cases it governs

- [AI governance (general)](https://www.bankingnewsai.com/ai-regulation/by-use-case#governance-general)
- [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai)
- [Third-party & vendor AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#third-party-vendors)
- [Model risk management](https://www.bankingnewsai.com/ai-regulation/by-use-case#model-risk)

## FAQ

### When will the 2026 Bank of England AI survey results be published?

The survey closed 31 July 2026; the Bank has not announced a publication date, but the 2024 edition was published in November of its survey year.

## Related documents

- [Bailey: Frontier AI and the Question of Governance (Sep 2026)](https://www.bankingnewsai.com/ai-regulation/documents/boe-bailey-frontier-ai-governance-2026) — Frontier AI and the Question of Governance — Governor Andrew Bailey (Sep 30, 2026)
- [FCA multi-firm review: Frontier AI and cyber resilience (Sep 2026)](https://www.bankingnewsai.com/ai-regulation/documents/fca-frontier-ai-cyber-resilience-2026) — Frontier AI and Cyber Resilience (Sep 2, 2026)
- [HM Treasury Financial Services AI Adoption Plan (Jul 2026)](https://www.bankingnewsai.com/ai-regulation/documents/hmt-financial-services-ai-adoption-plan-2026) — Financial Services AI Adoption Plan (Jul 14, 2026)
- [BoE/FCA/HMT joint statement on frontier AI and cyber resilience (May 2026)](https://www.bankingnewsai.com/ai-regulation/documents/uk-joint-statement-frontier-ai-cyber-resilience-2026) — The Bank, FCA and HM Treasury joint statement on Frontier AI models and cyber resilience (May 15, 2026)
- [BoE response to Treasury Committee AI inquiry (Apr 2026)](https://www.bankingnewsai.com/ai-regulation/documents/boe-pra-response-tsc-ai-inquiry-2026) — Response to TSC inquiry report on AI in financial services (Apr 1, 2026)
- [BoE/PRA plan for safe AI innovation (Apr 2026)](https://www.bankingnewsai.com/ai-regulation/documents/boe-pra-safe-ai-innovation-plan-letter-2026) — Letter from Sarah Breeden and Sam Woods to the Chancellor and Secretaries of State on enabling safe AI innovation (Apr 1, 2026)
- [DSIT/DBT strategic letters to regulators (Jan 2026)](https://www.bankingnewsai.com/ai-regulation/documents/gov-uk-dsit-dbt-safe-ai-innovation-letter-2026) — How will regulators enable safe AI-powered innovation: joint letter from DSIT Secretary of State and DBT Secretary of State (Jan 28, 2026)
- [PRA AI/ML model-risk roundtable (Nov 2025)](https://www.bankingnewsai.com/ai-regulation/documents/pra-mrm-roundtable-ai-ml-2025) — The PRA holds model risk management roundtable on artificial intelligence and machine learning technologies (Nov 24, 2025)

Last reviewed Aug 26, 2026. Cite the official text (https://www.bankofengland.co.uk/prudential-regulation/regulatory-digest/2026/june-2026) for the rule and this page for the summary and dates.

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