# FSOC AI Innovation Series (Mar–May 2026): Artificial Intelligence Innovation Series — FSOC and Treasury AI Transformation Office roundtables

Source: https://www.bankingnewsai.com/ai-regulation/documents/treasury-fsoc-ai-innovation-series-2026
Last updated: Aug 26, 2026

Announced by Secretary Bessent at the December 11, 2025 FSOC meeting, the AI Innovation Series was four public-private roundtables run by the Office of FSOC and Treasury's AI Transformation Office: Strategy and Governance (March 4, 2026), Value Generation and Efficiency (April 7), Cybersecurity and Risk Management (April 27), and Financial Stability and Economic Security (May 19). Treasury announced the series' conclusion on June 24, 2026, reporting that participants asked for greater regulatory clarity and harmonization and that Treasury and FSOC will use the insights to ensure regulatory policy encourages AI adoption. The series implements Executive Order 14179 and the AI Action Plan.

## At a glance

| Field | Value |
| --- | --- |
| Authority | [U.S. Treasury](https://www.bankingnewsai.com/ai-regulation/treasury) |
| Type | Report |
| Status | Final |
| Published | Jun 24, 2026 |
| Applies to | Banks, asset managers, insurers, financial market utilities, technology firms, and regulators participating in FSOC-convened dialogue; outputs are readouts, not rules |
| Official text | https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/financial-stability-oversight-council/council-work/artificial-intelligence-innovation-series |

## Key points

- Four roundtables between March 4 and May 19, 2026, each with a published readout on the FSOC site
- Participants: senior leaders from banks, asset managers, insurers, financial market utilities, technology firms, and regulators
- Themes: high-value AI use cases, practical approaches to scaling, and regulatory impediments to adoption
- Participants stressed AI's role in productivity and in combating sophisticated cyber-attacks, fraud, and financial crime
- Requests recorded: greater regulatory clarity and harmonization, continued public-private engagement
- Deputy Assistant Secretary for FSOC Christina Skinner framed reluctance to innovate under legacy frameworks as itself a financial-stability risk
- Insights to feed Treasury's and FSOC's regulatory-policy work through the FSOC AI Working Group

## What changed for banks

The series is the operating arm of FSOC's 2025 pivot to enabling AI. Its readouts are the most direct public record of what Treasury intends to ask banking regulators for — clarity and harmonization on AI governance, and room to use AI against fraud and cyber threats — making them a leading indicator for 2026–27 interagency guidance.

## Use cases it governs

- [AI governance (general)](https://www.bankingnewsai.com/ai-regulation/by-use-case#governance-general)
- [Cybersecurity](https://www.bankingnewsai.com/ai-regulation/by-use-case#cybersecurity)
- [Fraud detection](https://www.bankingnewsai.com/ai-regulation/by-use-case#fraud)
- [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai)
- [Trading & capital markets](https://www.bankingnewsai.com/ai-regulation/by-use-case#trading-markets)

## FAQ

### What was the Treasury AI Innovation Series?

Four FSOC and Treasury AI Transformation Office roundtables held March–May 2026 with financial institutions, technology firms, and regulators on AI strategy and governance, value generation, cybersecurity and risk management, and financial stability; Treasury announced its conclusion on June 24, 2026.

### Did the AI Innovation Series produce new rules?

No. It produced roundtable readouts and a statement that insights will inform Treasury and FSOC policy so regulation encourages innovation while maintaining financial stability.

## Related documents

- [Treasury FS AI RMF and AI Lexicon (Feb 2026)](https://www.bankingnewsai.com/ai-regulation/documents/treasury-fs-ai-rmf-and-ai-lexicon-2026) — Financial Services AI Risk Management Framework (FS AI RMF) and Artificial Intelligence Lexicon (Feb 19, 2026)
- [FSOC 2025 Annual Report](https://www.bankingnewsai.com/ai-regulation/documents/fsoc-annual-report-2025) — Financial Stability Oversight Council 2025 Annual Report — Section 3.4, Harnessing Artificial Intelligence to Promote Financial Stability (Dec 11, 2025)
- [Treasury AI in Financial Services report (Dec 2024)](https://www.bankingnewsai.com/ai-regulation/documents/treasury-ai-financial-services-report-2024) — Artificial Intelligence in Financial Services — Report on the Uses, Opportunities, and Risks of AI in the Financial Services Sector (Dec 19, 2024)
- [FSOC 2024 Annual Report](https://www.bankingnewsai.com/ai-regulation/documents/fsoc-annual-report-2024) — Financial Stability Oversight Council 2024 Annual Report — Section 3.3.3, The Use of Artificial Intelligence in Financial Services (Dec 6, 2024)
- [Treasury $4B AI fraud-prevention announcement (Oct 2024)](https://www.bankingnewsai.com/ai-regulation/documents/treasury-ml-fraud-prevention-fy2024) — Treasury Announces Enhanced Fraud Detection Processes, Including Machine Learning AI, Prevented and Recovered Over $4 Billion in Fiscal Year 2024 (Oct 17, 2024)
- [Treasury AI RFI (June 2024)](https://www.bankingnewsai.com/ai-regulation/documents/treasury-ai-financial-services-rfi-2024) — Request for Information on Uses, Opportunities, and Risks of Artificial Intelligence in the Financial Services Sector (Jun 12, 2024)
- [Treasury AI cybersecurity risks report (Mar 2024)](https://www.bankingnewsai.com/ai-regulation/documents/treasury-ai-cybersecurity-risks-report-2024) — Managing Artificial Intelligence-Specific Cybersecurity Risks in the Financial Services Sector (Mar 27, 2024)
- [FSOC 2023 Annual Report](https://www.bankingnewsai.com/ai-regulation/documents/fsoc-annual-report-2023) — Financial Stability Oversight Council 2023 Annual Report — Section 3.3.3, The Use of Artificial Intelligence in Financial Services (Dec 14, 2023)

Last reviewed Aug 26, 2026. Cite the official text (https://home.treasury.gov/policy-issues/financial-markets-financial-institutions-and-fiscal-service/financial-stability-oversight-council/council-work/artificial-intelligence-innovation-series) for the rule and this page for the summary and dates.

---

Canonical page: https://www.bankingnewsai.com/ai-regulation/documents/treasury-fsoc-ai-innovation-series-2026
Part of [BankingNewsAI](https://www.bankingnewsai.com/) — a free daily brief on AI in banking, an AI regulation tracker (41 authorities, 237 documents) and AI-strategy profiles of the 120 largest US banks. Markdown versions of every reference page: append `.md` to the page URL; index at https://www.bankingnewsai.com/llms.txt.
