# EO 14434: Inaugurating the Era of Super Intelligence

Source: https://www.bankingnewsai.com/ai-regulation/documents/eo-14434
Last updated: Nov 11, 2026

Executive Order 14434, 'Inaugurating the Era of Super Intelligence', was signed on September 29, 2026 and published at 91 FR 63129 on October 2, 2026 (FR Doc. 2026-20321). It makes it executive-branch policy to use 'Super Intelligence' and 'SI' in place of 'Artificial Intelligence' and 'AI', and directs executive departments and agencies to do so in official correspondence, public communications, websites, reports, policy documents and other non-statutory documents, to the maximum extent permitted by law. It defines the new terms by reference to the existing statutory definition of artificial intelligence in 15 U.S.C. 9401(3) and gives the Assistant to the President for Science and Technology 60 days to propose legislative language for a Federal definition. The order directs nothing to banks and changes no regulation; banks meet it in supervisory documents such as OCC Bulletin 2026-54 (November 4, 2026), which cites the order for its use of 'Super Intelligence'.

## At a glance

| Field | Value |
| --- | --- |
| Authority | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) |
| Type | Regulation |
| Status | In force |
| Published | Sep 29, 2026 |
| Effective | Sep 29, 2026 |
| Applies to | Executive departments and agencies, which the order directs to use the new terms, and the Assistant to the President for Science and Technology, who must propose legislative language. It directs nothing to banks and creates no right or benefit enforceable against the United States (Sec. 4(c)); banks meet it in the wording of documents their supervisors publish. |
| Official text | https://www.federalregister.gov/documents/2026/10/02/2026-20321/inaugurating-the-era-of-super-intelligence |

## Key points

- Sec. 1 (policy): 'to the maximum extent permitted by law, the executive branch shall use the terms "Super Intelligence" and "SI" in place of "Artificial Intelligence" and "AI" and will not acknowledge the usage of "Artificial Intelligence" and "AI" in any applicable setting'.
- Sec. 2(a) (implementation): executive departments and agencies shall use the new terms 'in official correspondence, public communications, websites, reports, policy documents, and other non-statutory documents within the executive branch'.
- Sec. 2(b): nothing in the section 'requires the alteration of previously issued regulations, Presidential actions, contracts, grants, or other historical documents'.
- Sec. 3(a) (definition): 'Super Intelligence' and 'SI' mean 'the technologies and systems encompassed by the term "artificial intelligence" as defined in section 9401(3) of title 15, United States Code', until superseded by later Presidential action or an Act of Congress.
- Sec. 3(b): within 60 days of the order (by November 28, 2026) the Assistant to the President for Science and Technology must submit to the President proposed legislative language for a Federal definition of the terms, including an assessment of whether it should modify or supersede the statutory definition of artificial intelligence, conforming amendments, and recommendations for further executive action.
- Sec. 4: the order does not impair agencies' legal authority or OMB's functions, is implemented consistent with applicable law and subject to appropriations, and 'does not create any right or benefit, substantive or procedural, enforceable at law or in equity'; the Office of Science and Technology Policy bears the cost of publication.
- Publication: signed September 29, 2026; filed October 1, 2026; published October 2, 2026 at 91 FR 63129-63130 as FR Doc. 2026-20321. The White House posted the text and a fact sheet on September 29, 2026.
- In the documents this tracker holds, the OCC cites the order by number (Bulletin 2026-54, footnote 2, and the attached framework); the SEC's FY 2027 examination priorities, the CFTC's customer advisory page on trading bots and CFTC Chairman Selig's October 28, 2026 remarks use 'super intelligence (SI)' without citing it.

## What changed for banks

EO 14434 changes vocabulary, not obligations. Before it, federal documents said 'artificial intelligence'; from September 29, 2026 executive departments and agencies are directed to say 'Super Intelligence' or 'SI' in non-statutory documents, while statutes, existing regulations and other historical documents keep their wording and the statutory definition in 15 U.S.C. 9401(3) continues to govern what the term covers. For banks the practical consequence is reading comprehension: a supervisory document that says 'SI', such as the OCC's 'Super Intelligence: Supervisory Framework', is about the same technology earlier guidance called AI, and earlier guidance is not amended by the order.

## Use cases it governs

- [AI governance (general)](https://www.bankingnewsai.com/ai-regulation/by-use-case#governance-general)
- [Generative & agentic AI](https://www.bankingnewsai.com/ai-regulation/by-use-case#generative-agentic-ai)

## What does EO 14434 direct, and to whom?

Executive Order 14434 directs executive departments and agencies to use 'Super Intelligence' and 'SI' in place of 'Artificial Intelligence' and 'AI' in their non-statutory documents, and directs the Assistant to the President for Science and Technology to propose legislative language for a Federal definition within 60 days of September 29, 2026. It requires nothing of banks, does not alter previously issued regulations, and defines the new term by reference to the statutory definition of artificial intelligence in 15 U.S.C. 9401(3).

| Rule | Authority | What it requires | Status | Source |
| --- | --- | --- | --- | --- |
| EO 14434 Sec. 1: Policy | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | The executive branch uses 'Super Intelligence' and 'SI' in place of 'Artificial Intelligence' and 'AI', to the maximum extent permitted by law. | From Sep 29, 2026 | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |
| EO 14434 Sec. 2(a): Implementation | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | Executive departments and agencies use the terms in official correspondence, public communications, websites, reports, policy documents and other non-statutory documents. | From Sep 29, 2026 | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |
| EO 14434 Sec. 2(b): No retroactive edits | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | No alteration of previously issued regulations, Presidential actions, contracts, grants or other historical documents is required. | From Sep 29, 2026 | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |
| EO 14434 Sec. 3(a): Definition | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | 'Super Intelligence' and 'SI' mean the technologies and systems encompassed by 'artificial intelligence' as defined in 15 U.S.C. 9401(3). | Until superseded | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |
| EO 14434 Sec. 3(b): Legislative proposal | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | The Assistant to the President for Science and Technology submits proposed legislative language for a Federal definition, with an assessment of the existing statutory definition, conforming amendments and recommendations for further executive action. | Within 60 days (Nov 28, 2026) | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |
| EO 14434 Sec. 4(c): No private rights | [White House](https://www.bankingnewsai.com/ai-regulation/white-house) | The order creates no right or benefit enforceable against the United States, its agencies or any other person. | From Sep 29, 2026 | [EO 14434](https://www.bankingnewsai.com/ai-regulation/documents/eo-14434) |

The order's stated reason is in Section 1: the capabilities of today's frontier systems 'far exceed what was envisioned when the term "Artificial Intelligence" first came into use', and 'the terminology used by the Federal Government should reflect the transformative capabilities of these technologies'. The White House fact sheet of the same day summarises the order as directing all departments and agencies to use the new terms in official correspondence, public communications, policy documents and non-statutory documents.

The limits are in the text as well. The instruction applies 'to the maximum extent permitted by law' and to non-statutory documents; Section 2(b) leaves existing regulations and other historical documents as they are; and Section 3(a) ties the meaning of the new term to the statutory definition of artificial intelligence until a later Presidential action or an Act of Congress replaces it.

### What this means in practice

- A supervisory document that says 'Super Intelligence' or 'SI' covers what earlier documents called AI: the order defines the term by the statutory definition of artificial intelligence.
- Guidance issued before September 29, 2026 keeps its wording; the order does not require agencies to edit previously issued regulations or other historical documents.
- The proposed legislative language for a Federal definition is due to the President within 60 days of the order, which is November 28, 2026; the order does not say it will be published.

## Which financial regulators use 'Super Intelligence' instead of 'AI'?

Among the documents in this tracker, four use 'Super Intelligence' or 'SI' where earlier documents said AI, and one of them cites Executive Order 14434 for it. The OCC's Bulletin 2026-54 of November 4, 2026 defines the term in a footnote that cites the order at 91 Fed. Reg. 63129. The SEC's FY 2027 examination priorities, the CFTC's customer advisory on trading bots as its page read on November 11, 2026, and CFTC Chairman Selig's October 28, 2026 remarks use 'super intelligence (SI)' without citing the order.

| Rule | Authority | What it requires | Status | Source |
| --- | --- | --- | --- | --- |
| OCC Bulletin 2026-54, 'Super Intelligence: Supervisory Framework' | [OCC](https://www.bankingnewsai.com/ai-regulation/occ) | Footnote 2: 'Super Intelligence' refers to the technologies and systems previously encompassed by 'Artificial Intelligence' as defined in 15 USC 9401(3), citing Exec. Order No. 14434, 91 Fed. Reg. 63129; the framework adds that, 'consistent with Executive Order 14434, the OCC supports the reasonable adoption of SI'. | Nov 4, 2026 | [OCC Bulletin 2026-54](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2026-54) |
| SEC Division of Examinations, FY 2027 Examination Priorities | [SEC](https://www.bankingnewsai.com/ai-regulation/sec) | Uses 'super intelligence (SI)' for the technology firms are incorporating into their businesses; the document does not cite the order. | FY 2027 priorities | [Division of Examinations FY2027 Priorities](https://www.bankingnewsai.com/ai-regulation/documents/sec-exam-priorities-fy2027) |
| CFTC customer advisory on trading bots | [CFTC](https://www.bankingnewsai.com/ai-regulation/cftc) | The advisory's page is titled 'Customer Advisory: SI Won't Turn Trading Bots into Money Machines' and refers to 'super intelligence (SI)' throughout; it does not cite the order. | Page as read Nov 11, 2026 | [CFTC AI Scams Customer Advisory](https://www.bankingnewsai.com/ai-regulation/documents/cftc-ai-scams-customer-advisory-2024) |
| CFTC Chairman Selig, Remarks at Frontier Forum on Super Intelligence | [CFTC](https://www.bankingnewsai.com/ai-regulation/cftc) | Says President Trump 'calls it "super intelligence," or SI', and uses the term for the technology transforming financial markets; the remarks do not cite the order. | Oct 28, 2026 | [Selig Frontier Forum Remarks on Super Intelligence (Oct 2026)](https://www.bankingnewsai.com/ai-regulation/documents/cftc-selig-frontier-forum-super-intelligence-2026) |

The order addresses 'executive departments and agencies' and does not name any financial regulator. What can be said from the documents themselves is narrower: the OCC ties its use of the term to the order in so many words, and the three SEC and CFTC documents adopt the same term without stating why.

## FAQ

### Does EO 14434 apply to banks?

No. The order directs executive departments and agencies and the Assistant to the President for Science and Technology; it sets no requirement for banks and Sec. 4(c) says it creates no enforceable right or benefit. Banks encounter it when a supervisor's document uses 'Super Intelligence' or 'SI', as OCC Bulletin 2026-54 does.

### What does EO 14434 direct agencies to do?

To use 'Super Intelligence' and 'SI' in place of 'Artificial Intelligence' and 'AI' in official correspondence, public communications, websites, reports, policy documents and other non-statutory documents, to the maximum extent permitted by law (Sec. 2(a)). It does not require changing previously issued regulations, Presidential actions, contracts, grants or other historical documents (Sec. 2(b)).

### Does EO 14434 change the legal definition of AI?

No. Sec. 3(a) defines 'Super Intelligence' and 'SI' as the technologies and systems encompassed by 'artificial intelligence' as defined in 15 U.S.C. 9401(3). Sec. 3(b) asks for proposed legislative language for a Federal definition within 60 days, which is November 28, 2026; any new definition would need later Presidential action or an Act of Congress.

### Is 'Super Intelligence' in EO 14434 the same thing as AI?

For the order's purposes, yes: it defines the term by reference to the existing statutory definition of artificial intelligence. The OCC's Bulletin 2026-54 repeats this, saying 'Super Intelligence' refers to the technologies and systems previously encompassed by the term 'Artificial Intelligence' as defined in 15 USC 9401(3).

## Related documents

- [EO 14365](https://www.bankingnewsai.com/ai-regulation/documents/eo-14365) — Ensuring a National Policy Framework for Artificial Intelligence (Dec 11, 2025)
- [America's AI Action Plan](https://www.bankingnewsai.com/ai-regulation/documents/americas-ai-action-plan-2025) — America's AI Action Plan (Jul 23, 2025)
- [EO 14179](https://www.bankingnewsai.com/ai-regulation/documents/eo-14179) — Removing Barriers to American Leadership in Artificial Intelligence (Jan 23, 2025)
- [OCC Bulletin 2026-54](https://www.bankingnewsai.com/ai-regulation/documents/occ-bulletin-2026-54) — Super Intelligence: Supervisory Framework (Nov 4, 2026)
- [HKMA discussion paper on banks' use of Agentic AI](https://www.bankingnewsai.com/ai-regulation/documents/hkma-agentic-ai-discussion-paper-2026) — Discussion Paper on Agentic A.I. Governance in the Banking Sector (Nov 2, 2026)
- [Machado interview with Bloomberg (Oct 2026)](https://www.bankingnewsai.com/ai-regulation/documents/ecb-machado-bloomberg-interview-2026-10) — Interview with Bloomberg — Pedro Machado (Oct 30, 2026)
- [Selig Frontier Forum Remarks on Super Intelligence (Oct 2026)](https://www.bankingnewsai.com/ai-regulation/documents/cftc-selig-frontier-forum-super-intelligence-2026) — Remarks at Frontier Forum on Super Intelligence (Oct 28, 2026)
- [2026 BoE/FCA AI survey](https://www.bankingnewsai.com/ai-regulation/documents/uk-ai-in-financial-services-survey-2026) — The Bank of England and FCA's 2026 AI Survey (Oct 26, 2026)

Last reviewed Nov 11, 2026. Cite the official text (https://www.federalregister.gov/documents/2026/10/02/2026-20321/inaugurating-the-era-of-super-intelligence) for the rule and this page for the summary and dates.

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