# Which banks block ByteDance Doubao phone assistant?

Source: https://www.bankingnewsai.com/agentic-banking/agent-access/bytedance-doubao
Last updated: Nov 10, 2026
Checked: 2026-10-31 · updated weekly · last sweep 2026-11-08

As of October 31, 2026, 4 banks block ByteDance Doubao phone assistant. Blocked by Agricultural Bank of China, China Construction Bank, China Merchants Bank and ICBC.

Each of the 4 relations below carries a verbatim quote, the date of the earliest public evidence and its source: 2 distinct sources, all of them press reports of a statement or a decision.

Separately, 15 banks and fintechs block or restrict third-party AI agents in statements that cover outside agents in general; those rows are on the third-party AI agents page.

The agent: Operating-system-level agent embedded by the handset maker (first ZTE Nubia M153 prototype; consumer Nubia NaviX Ultra 'Doubao phone' reported 2026-09-16) that operates other apps on the phone screen from voice commands, tapping through app UIs to book, order and pay inside them. (launch source: [Reuters](https://www.reuters.com/world/china/bytedance-rolls-out-ai-voice-assistant-chinese-smartphones-2025-12-01/))

## Bank by bank

Checked 2026-10-31 · 4 relations · 2 sources (0 bank or vendor statements)

| Bank | Relation | Since | Quote | Detail | Source | Last checked |
|---|---|---|---|---|---|---|
| Agricultural Bank of China (not profiled) | Blocked | 2025-12-04 | "The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding." | ABC mobile app shows a pop-up requiring users to disable ByteDance's Doubao Phone Assistant (system-level INJECT_EVENTS screen-automation agent on ZTE Nubia M153) before proceeding; the agent itself later (21 Oct 2026) declared it proactively refuses to operate financial apps. · scope: on-screen phone agents, browser automation, screen scraping | [Yicai Global, Dec 4, 2025](https://www.yicaiglobal.com/news/wechat-some-chinese-banking-apps-reportedly-restrict-devices-with-bytedances-new-ai-voice-assistant/) | 2026-10-31 |
| China Construction Bank (not profiled) | Blocked | 2025-12-04 | "The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding." | CCB mobile app shows a pop-up requiring users to disable the Doubao Phone Assistant before proceeding (Dec 2025); Doubao later added a blanket self-restriction on financial apps (21 Oct 2026). · scope: on-screen phone agents, browser automation, screen scraping | [Yicai Global, Dec 4, 2025](https://www.yicaiglobal.com/news/wechat-some-chinese-banking-apps-reportedly-restrict-devices-with-bytedances-new-ai-voice-assistant/) | 2026-10-31 |
| China Merchants Bank (not profiled) | Blocked | 2026-10-14 | "Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions." | China Merchants Bank named on Doubao Phone Assistant's 14 Oct 2026 refusal list; superseded 21 Oct 2026 by Doubao's blanket self-restriction on financial apps. · scope: on-screen phone agents, browser automation, screen scraping | [EastFrontier, Oct 22, 2026](https://eastfrontier.com/2026/10/22/bytedances-doubao-phone-agent-blocks-itself-from-banking-and-payment-apps) | 2026-10-31 |
| ICBC (not profiled) | Blocked | 2026-10-14 | "Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions." | ICBC (and ICBC Asia) declared refusal of Doubao Phone Assistant screen automation via Doubao's published opt-out list (14 Oct 2026 list of 155 apps); on 21 Oct 2026 Doubao replaced individual bank entries with a blanket 'proactive' restriction on all financial apps (banking, payments, credit). · scope: on-screen phone agents, browser automation, screen scraping | [EastFrontier, Oct 22, 2026](https://eastfrontier.com/2026/10/22/bytedances-doubao-phone-agent-blocks-itself-from-banking-and-payment-apps) | 2026-10-31 |

## What these relations mean for a customer

- **Blocked (4).** The bank says it does not let the agent log in, act or transact in customer accounts, or is reported to block it. Scope named in these rows: browser automation (4), screen scraping (4), on-screen phone agents (4).

A bank that is not in the table has made no public statement about ByteDance Doubao phone assistant that this tracker could find. That is not the same as allowing it, and it is not the same as blocking it.

The page records statements and reports, each quoted with its source. It does not test what works at a bank, and it is not advice.

## FAQ

### Which banks block or restrict ByteDance Doubao phone assistant?

As of October 31, 2026: 4 banks block ByteDance Doubao phone assistant (Agricultural Bank of China, China Construction Bank, China Merchants Bank and ICBC). Each row in the table quotes the statement or report it rests on.

### Do any banks work with ByteDance Doubao phone assistant?

None on this record as of October 31, 2026: no row records a partnership with ByteDance Doubao phone assistant or a bank saying it tolerates it.

### Does Agricultural Bank of China allow ByteDance Doubao phone assistant?

Agricultural Bank of China blocks ByteDance Doubao phone assistant, on the record since December 4, 2025. Yicai Global (December 4, 2025): “The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding.” Scope named: on-screen phone agents, browser automation, screen scraping.

### Does China Construction Bank allow ByteDance Doubao phone assistant?

China Construction Bank blocks ByteDance Doubao phone assistant, on the record since December 4, 2025. Yicai Global (December 4, 2025): “The apps of Agricultural Bank of China and China Construction Bank also display pop-up warnings that prompt users to disable the AI tool before proceeding.” Scope named: on-screen phone agents, browser automation, screen scraping.

### Does China Merchants Bank allow ByteDance Doubao phone assistant?

China Merchants Bank blocks ByteDance Doubao phone assistant, on the record since October 14, 2026. EastFrontier (October 22, 2026): “Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions.” Scope named: on-screen phone agents, browser automation, screen scraping.

### Does ICBC allow ByteDance Doubao phone assistant?

ICBC blocks ByteDance Doubao phone assistant, on the record since October 14, 2026. EastFrontier (October 22, 2026): “Jiemian reported that the October 14 list named the Industrial and Commercial Bank of China (ICBC), China Merchants Bank and Chongqing Rural Commercial Bank alongside several other financial institutions.” Scope named: on-screen phone agents, browser automation, screen scraping.

### How current is this list, and where does it come from?

The 4 rows were last compared with their sources on October 31, 2026; each row shows its own check date. They come from public statements only: bank newsrooms, terms and FAQs, executives on the record, vendor launch releases and reputable reporting. A weekly sweep searches the news for every agent and bank pair and proposes new rows for review; it last ran on November 8, 2026.

## Method

Unit: one relation between ByteDance Doubao phone assistant and one bank or fintech, with the date of the earliest public evidence, a verbatim quote of at most two sentences and its source. One active row per bank: when a position changes, the newer row replaces the older one, which stays in the dataset.

This page exists because ByteDance Doubao phone assistant has 4 active relations; an agent gets a page from 4. Checked October 31, 2026: the latest day one of these rows was compared with its source. The weekly news sweep last ran on November 8, 2026; the next is due November 15, 2026.

The counts of banks include 4 institutions this site does not profile, marked "not profiled" in the table; fintechs are counted as fintechs.

## Related

- [Which banks block AI agents? Every agent and bank](https://www.bankingnewsai.com/agentic-banking/agent-access)
- [Which banks work with Mastercard Agent Pay?](https://www.bankingnewsai.com/agentic-banking/agent-access/mastercard-agent-pay)
- [Which banks block third-party AI agents, and which work with them?](https://www.bankingnewsai.com/agentic-banking/agent-access/any-third-party-agent)
- [Which banks work with Visa Intelligent Commerce?](https://www.bankingnewsai.com/agentic-banking/agent-access/visa-intelligent-commerce)
- [Which banks work with OpenAI ChatGPT?](https://www.bankingnewsai.com/agentic-banking/agent-access/openai-chatgpt)
- [Which banks work with Anthropic Claude?](https://www.bankingnewsai.com/agentic-banking/agent-access/anthropic-claude)
- [Which banks block Meta Muse, and which work with it?](https://www.bankingnewsai.com/agentic-banking/agent-access/meta-muse)
- [Which banks work with Google Agent Payments Protocol (AP2)?](https://www.bankingnewsai.com/agentic-banking/agent-access/google-ap2)
- [Which banks work with Sierra Poppy?](https://www.bankingnewsai.com/agentic-banking/agent-access/sierra-poppy)

---

Canonical page: https://www.bankingnewsai.com/agentic-banking/agent-access/bytedance-doubao
Part of [BankingNewsAI](https://www.bankingnewsai.com/) — the agent access tracker: https://www.bankingnewsai.com/agentic-banking/agent-access. Data (JSON, CC BY 4.0): https://www.bankingnewsai.com/agentic-banking/agent-access/data.json. Markdown index: https://www.bankingnewsai.com/llms.txt.
